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Ioana Panaite

Ioana Panaite

Legal Advisor

Followers of Ioana Panaite509 followers
location of Ioana PanaiteBucharest, Bucharest, Romania

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  • Timeline

  • About me

    Sr. Legal Adviser .Legal Specialist |Products.Projects & Business Legal Advice

  • Education

    • Legal Advisors Association

      -
      Member of The Association of financial-banking Legal Advisors Object of activity: Promoting the improvement of the legal framework of the Banking Activity

      Activities and Societies: Object of activity: Developing programs for self-improvement in the financial-banking system

    • Law Faculty. University of Bucharest

      2005 - 2009
      Bachelor's degree Law Bachelor in law (4 years)

      Activities and Societies: *Legal English - 2005-2007 (elective course); *Management of Organization - 2005-2006 (optional course); *Legal Sociology - 2005-2006 (optional course); *Legal Writing and Research ; *Organization of Legal professions (magistrates, attorneys at law, public notaries and bailiffs); * International Organizations and Relations; * International Commercial Law; * Private International Law; * EU Law; - member of ELSA (European Law Students'​ Association)- 1 st year faculty ' Learning outcomes of the programme study: - Knowledge in fundamental areas of law such as civil, commercial, constitutional, criminal, administrative, civil and criminal procedure, labour (a.s.o) ; - Knowing, understanding and using concepts, theories, principles and fundamentals methods of research belonging to the law field ; - The ability to understand, analyse, interpret, correlate and compare national and European law Institutions, as well as national and… Show more ' Learning outcomes of the programme study: - Knowledge in fundamental areas of law such as civil, commercial, constitutional, criminal, administrative, civil and criminal procedure, labour (a.s.o) ; - Knowing, understanding and using concepts, theories, principles and fundamentals methods of research belonging to the law field ; - The ability to understand, analyse, interpret, correlate and compare national and European law Institutions, as well as national and European/international case law; - Analysis of factual situations and their identification in the legal sphere; - The ability to understand, analyse and interpret legislation, case law and legal doctrine ; - The ability to use instruments specific to the law field when implementing projects and programmes, as well as in their development and management ; - Spoken and written communication for professional purposes Show less

  • Experience

    • Insurance~Reinsurance Astra

      Mar 2010 - Jun 2011
      Legal Advisor

      Main responsibilities : -• Drafting and endorsement of the contracts entered by the Insurer and in-house legal advice ; -• Negotiation and endorsement of contracts for new business offices and offices relocation ; -• Drafting and submitting the company's documentation to the Trade Register ; -• Pleading cases in court (commercial cases, civil cases, insolvency cases ) ; -• Debt recovery: enforcement approval of financial risk insurance receivables (managing regress cases and drafting of regress actions) ;-• Interfacing in relation with public authorities, courts of law, bailiffs, notaries and lawyers; -• Legal support in providing solicited information to public authorities Show less

    • Volksbank Romania

      Jun 2011 - Dec 2015
      Legal Adviser •Corporate Legal Dept.

      Main responsibilities : -• Advice and legal support on Corporate Law, Banking and Real Estate ; -• Contract drafting, approving and review contracts with legal support for negotiation ; -• Due diligence on Real Estate and legal opinions on various matters of law (mergers, acquisitions, corporate finance etc) with focus on Contract Law and commercial practice ; -• Analysis of relevant and potential risks that may occur from the proposed transactions and render solutions in order to mitigate the risks ; -• Legal support for customer operations, in compliance with NBR regulations ; -• Interfacing with lawyers and public notaries and offering legal advice in handling customer complaints Show less

    • Banca Transilvania

      Jan 2016 - Jun 2016
      Legal Adviser •Biroul Juridic Tranzactii Speciale

      Departamentul Juridic de avizare, restructurare si insolventa

    • BCR

      Jul 2016 - Dec 2018
      Legal Adviser •Legal Workout Dept.

      -• Legal assistance ,advice and legal support on project development and implementation for the assisted departments (Early and Late Collection departments,Legal Proceedings, Workout and Real-Estate departments ); -• Legal research, legal counsel and analysis on specific topics(legal precedents, methods of practice, interpretation in law, compliance with legal requirements, consumer protection laws ); -• Draw-up amendments clause and contract drafting, whenever there is a proposal for negotiation ; -• Legal support for negotiation (framework agreements, business solutions proposed for loan payment adjustments, standards and non standards);-• Drafting, review and approval for concluding various types of documents ;-• Legal opinions on particular matters and business transactions for Corporate, Real-Estate , SME and Retail Entities; -• Analysis of relevant and potential risks that may occur from the proposed transactions, making the assessment of the possible risks and offering solutions for risk mitigation; -• Legal advice and/or viewpoints for phrasing of response communications to Workout clients’ notices and complaints; -• Legal support and assistance for creating, modifying and reviewing credit products flow, policies and procedures for Workout clients Show less

    • UniCredit Bank Romania

      Dec 2018 - now
      Sr. Legal Adviser .Legal Specialist •Products.Projects &Business Legal Advice

      Products.Projects & Business Legal Advice | Legal Affairs Department

  • Licenses & Certifications

    • Comunicare si negociere

      Ministerul educatiei
      May 2012

    • Change Management

      Ministerul educatiei
      Apr 2012

    • Design thinking In-house training

      UniCredit Bank Romania
      May 2024