Srinivas N.

Experience

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  Tata consultancy services

  Jan 2017 - Apr 2019

  KYC Analyst

  o Worked as a Customer Due Diligence (CDD) Analyst at HSBC. o Responsible for adhering to AML/CDD policies and procedures in line with regulatory requirements (US Office of Foreign Assets Control (OFAC), UN Security Council, EU), and global standards. o Hands-on experience in conducting End-to-End KYC Remediation for SCC, High, Medium, and Low-Risk Customer and Entity Profiles. o Conducted screening on customers and entities against Global Sanctions List, global regulatory and law enforcement lists, and PEP, Connected PEPs, and Family Members Lists through World-Check Screening. o Served as a Quality Check (Approver), Subject Matter Expert (SME), and Trainer in the team. o Performed screening on clients and connected parties (Negative News and Negative Facts) with the help of RDC. o Checked quarterly/annual transactions monitoring of the client based on risk rating (Low, Medium, High, and SCC). o Worked in the Political Exposure Person (PEP), Negative Media, and Sanctions Screening team under client list screening, wherein screening is performed against PEP/NM lists provided by World Check and World Compliance. o Demonstrated a good understanding of the categorization of Politically Exposed Persons (PEP) and PEP Associated/Connected PEP. o Conducted Enhanced Due Diligence (EDD) for High-Risk, SCC/PEP, Sanctioned country exposure customers, and businesses. o Accessed available information from internal sources (e.g., client files) and external sources (e.g., web-based information, law enforcement circulars, suspect lists, newspaper reports, Bloomberg, etc.). o Escalated financial crimes to the business and raised Unusual Activity Reports (UAR). o Demonstrated a good understanding of sanctioned countries and high-risk countries and had a good understanding of entity organizational structure. Show less

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  Cognizant

  Apr 2019 - Dec 2020

  Anti-Money Laundering KYC Analyst

   Responsible for the timely completion of KYC periodic reviews (CDD & EDD) for UBS-IB. Hands-on experience with client onboarding, periodic reviews, and trigger-based reviews. Managed customers across APAC, AMER, and EMEA regions, sourcing GMS and CSS documents from approved sources. Conducted extensive research on clients using various external and approved sources, including Bankers Almanac, D&B, Basisnet, Biznet, Globis, DCR Reports, LexisNexis, company registries, and regulation/exchange houses to confirm client existence and collect KYC details such as the nature of business, unique ID/Tax ID, directors list, and ownership structure. Conducted client/business stakeholder outreach for additional and missing information/documents, such as LOA, directors list, authorized signatories list, ensuring the timely and accurate completion of KYC periodic reviews. Identified Politically Exposed Persons (PEPs), sanctions, VBA exposures, fraudsters, and money laundering activities, mitigating the risks associated with financial crimes. Conducted enhanced due diligence (EDD) on prospective and existing clients, performing background checks through GRID (RDC) and Cosima (Factiva) for both entities and connected parties to identify issues presenting legal, regulatory, sanctions, or reputational risks. Escalated to RHOB/Financial Crime where true hits or possible true hits were found on entities or connected parties, obtaining relevant sign-off to proceed with further review.Environment: Fenergo, Factiva, Cosima, RDC, Bankers Almanac, D&B, LexisNexis, Basisnet, Biznet, Globis, Company House Show less

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  JPMorganChase

  Jan 2021 - Jul 2022

  Anti-Money Laundering KYC Analyst

   Performed client onboarding and KYC renewals for CIB-LOB. Worked with various clients, including banks and non-bank financial institutions. Conducted quality control of KYC and CIP customer information, ensuring verification in line with AML policies and procedures. Collected CDD, LDD, EDD, and SpDD requirements based on client risk rating and additional risk factors (e.g., PEPs, high-risk industries/countries). Sourced client details such as Registry, Regulation & Exchange proofs, nature of business, registered & principal business address, Articles of Association, Memorandum of Association, Trust Deed, Board of Directors, and indirect owners (shareholders). Liaised with clients and Middle Office for additional information/documents to ensure timely and accurate completion of client onboarding and KYC renewals, maintaining healthy customer relationships. Familiar with banking products such as FX rates, DCM, Market & Asset Management, and Commodities. Provided AML risk summaries along with mitigation strategies and conducted thorough transaction monitoring and analysis to detect suspicious activities in retail banking transactions.  Dispositioned alerts generated from AML monitoring systems, ensuring accurate and timely documentation of findings.  Prepared and filed Suspicious Activity Reports (SARs) with high accuracy and adherence to regulatory requirements.  Performed quality assurance reviews on SAR filings and AML alert dispositions to ensure compliance with internal policies and externalregulations.  Collaborated with cross-functional teams to develop and implement improvements in AML monitoring processes and systems.  Provided training and mentorship to junior analysts on AML best practices and regulatory requirements.Environment: COLT, CDD, Client Central, Factiva, LexisNexis, SharePoint, Bankers Almanac Show less