Shiv Kumar BA (Hons)

Shiv Kumar BA (Hons)

Mortgage Processor

Followers of Shiv Kumar BA (Hons)2000 followers
location of Shiv Kumar BA (Hons)Wolverhampton, England, United Kingdom

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  • Timeline

  • About me

    Landlord | Proficient in Xero, Microsoft Excel, QuickBooks, SAGE | Solving Financial Discrepancies with Efficient Solutions

  • Education

    • Highfields School

      2009 - 2016

      Activities and Societies: Mathematics Masters Class, Mentoring and Boxing Advanced Level Qualifications:• Applied Law – Distinction*• Sociology – B• Extended Project Qualification – B• Economics – DExtended Project Qualification Title: ‘To what extent does charity benefit world poverty as an institution?’GCSE Qualifications:• 8 GCSE’s (Grade A*-C) Including B in Mathematics and C in English Language

    • CIMA

      -

      Exemptions from the exams: BA1, BA2 and BA3

    • ACCA

      -

      Exemptions from the exams: F1, F2 and F3

    • Birmingham City University

      2016 - 2019
      Bachelor of Arts - BA Economics and Finance First Class Honours

      Activities and Societies: Amplify Trading, SEO London and Boxing Average Mark: 79.63% - Achieved the 3rd highest mark in the whole cohortThird Year Modules (First Class):• Comparative Financial Systems – 94%• Applied Econometrics – 86%• Dissertation – 80%• Money and Banking – 70%• International Corporate Finance – 66%• Financial Management – 53%Dissertation Title: ‘An analysis of factors affecting the ability of first-time buyers to buy a property – A case of the UK housing market’ Second Year Modules (First… Show more Average Mark: 79.63% - Achieved the 3rd highest mark in the whole cohortThird Year Modules (First Class):• Comparative Financial Systems – 94%• Applied Econometrics – 86%• Dissertation – 80%• Money and Banking – 70%• International Corporate Finance – 66%• Financial Management – 53%Dissertation Title: ‘An analysis of factors affecting the ability of first-time buyers to buy a property – A case of the UK housing market’ Second Year Modules (First Class):• Business Finance Decisions – 83%• Macroeconomics – 78%• Tax and Financial Planning – 76.5%• Microeconomics – 65%• Financial Markets - Risk and Return – 60%First Year Modules (Upper Second Class):• Economic Environment – 66.7%• Marketing Fundamentals – 66%• Accounting and Finance – 63.3%• Managing Organisations, People and Self – 62%• New Venture Creation – 56.6% Show less

  • Experience

    • Precise Mortgages

      Feb 2020 - Mar 2020
      Mortgage Processor

      • Strengthened administrative skills by conducting HM Land Registry enquiries; Regulatory enquiries; Credit Reference Bureau enquiries; AVM & locality property searches; Mortgage validation correspondence• Strengthened numerical skills and IT skills by handling all cheque transactions including end of day calculations/reports and ensuring daily figures balance using Microsoft Excel• Strengthened the ability to maintain an objective and professional manner within the work environment by ensuring that the organisation and its mission, programs, products and services are consistently presented in a strong, positive image to relevant stakeholders.• Strengthened the ability to comply with policies and procedures and all communications with customers take into account up to date legislative and regulatory responsibilities• Enhanced self-management skills by taking pride in owning, delivering and complying with operating objectives and standards of performance.• Enhanced organisational and interpersonal skills by ensuring that fair treatment of customers is considered in all communications with customers to compliment the TCF strategy• Enhanced the ability to thrive in diverse working environments by promoting and supporting a culture that values diversity in its workforce and demonstrates equality of opportunity and fairness in its treatment of staff, customers and in all aspects of its business.• Enhanced time management skills by assessing and processing Deed of Postponements in an efficient and timely manner• Developed professional mortgage industry skills by providing full administrative support to the Precise Mortgages second charge department and ensuring the correct appliance of procedures at all times• Demonstrated excellent communication skills when dealing with Telephony queries. Show less

    • Amber Mortgage Advice

      Jul 2020 - Jun 2021
      Administrator

      • Strengthened professional mortgage industry skills by providing full administration support in relation to the mortgage application process• Strengthened effective communication and organisational skills by liaising with clients, banks, estate agents and conveyancers to effectively solve problems delaying contract completion• Enhanced team work and leadership skills by managing a small team and delegating tasks to ensure deadlines are met within a timely manner whilst ensuring the correct appliance of procedures at all times• Enhanced financial compliance and commercial awareness by auditing bank statements, proof of income and credit reports to reduce potential fraud and increased efficiency by 15%• Enhanced professionalism and excellent attention to detail by providing an audit log for all aspects of the work to increase transparency and efficiency• Enhanced administrative skills and time management skills by creating invoices for clients and ensuring payment is completed within the time periods set in the terms of business Show less

    • Bright Network

      Jul 2020 - Jul 2020
      Finance and Professional Services Internship

      • Strengthened existing knowledge and skills within the finance and professional services industry by participating in sector overviews and expert skills sessions delivered by industry leading employers• Enhanced business analysis and problem solving skills by delivering a PowerPoint Presentation of a Work Sample Briefing for EY which identified key issues in auditing, consulting, tax and other recent developments such as COVID-19 that impact businesses and analysing data to provide realistic solutions • Enhanced professional network with key partners, representatives and graduates to gain insights within the finance and professional services industry • Developed an exposure in Audit, Tax, Finance, Banking and Accounting which enhanced industry skills in world leading firms such as PwC, EY, BDO and Lloyds Bank• Developed key competencies in Audit, Tax and Corporate Finance by completing the Finance and Professional Services Internship that was delivered by a Virtual Online experience and included real world application of issues that are prevalent in businesses and how they can be resolved to increase business efficiency Show less

    • Restore Digital

      Jul 2021 - Jun 2023
      Mailroom Operator

      • Strengthened clerical skills and IT skills by processing documents to HMRC within SLA deadlines and creating Microsoft Excel spreadsheets to provide an audit trail for all aspects of work• Strengthened attention to detail and problem solving skills by identifying and solving errors that occur in the daily operations of the company to increase efficiency• Strengthened data entry skills and IT skills by processing data into the company systems ensuring highest standards of accuracy• Strengthened attention to detail and IT skills by quality checking the cheques issued to HMRC to ensure the cheques are legible and coding numerical data on Microsoft Excel • Strengthened team work and communication skills by receiving mentoring by team leaders to upskill whilst building a rapport to effectively solve problems• Enhanced leadership and adaptability skills by training and upskilling staff on various aspects of the role whilst working collaboratively in a multi-faceted environment • Demonstrated the ability to be target driven by completing tasks within company targets to demonstrate a track record of success from experience Show less

    • Self-employed

      Apr 2023 - now
      Landlord

      • Strengthened professional landlord skills by liaising with trade professionals, conveyancers, banks and estate agents to ensure the business venture is legally compliant• Strengthened business acumen and the ability to manage a project by being able to identify and source business opportunities to achieve investment goals and build a business• Strengthened decision making and team work skills by demonstrating the ability to prioritise and communicate with tenants to effectively solve problems within a timely manner• Enhanced property management skills by financial planning, managing finances, budgeting, and financial reporting Show less

    • KPMG

      Nov 2023 - Nov 2023
      Audit Associate

      • Strengthened auditing and accounting skills by gaining practical experience through working in a team of audit professionals to conduct an audit for a large multinational manufacturer in a world leading accounting firm• Strengthened key auditing and accounting competencies through assisting in audit planning by reviewing the client's general ledger and assessing which accounts and assertions will be tested in the course of the financial statement audit• Strengthened time management and IT skills including Microsoft Excel by assisting in auditing accounts receivable through sending, tracking and evaluating the results of confirmations sent to third parties whilst utilising Pivot Tables to clearly communicate the progress of the audit to the client• Enhanced knowledge of auditing and accounting systems and processes by reviewing the client's order-to-cash (OTC) process and internal controls• Enhanced critical thinking and problem solving skills by delivering a video presentation of the results to the clients's audit committee whilst effectively building client communication skills Show less

    • PwC

      Nov 2023 - Nov 2023
      Tax Associate

      • Strengthened tax and accounting skills by working in a team of tax professionals to prepare a client tax return within a world leading accounting firm• Enhanced data analysis and practical accounting skills by reviewing a trial balance and using the chart of account mapping process to identify different types of accounts and determine which financial statement they appear on to be able to prepare a taxable income working paper for a client• Enhanced tax accounting and numerical skills by calculating book-to-tax differences (BTDs) and taxable income using Microsoft Excel• Enhanced professionalism and commercial awareness by researching innovative strategies including automation tools and providing recommendations to potentially improve the tax compliance process for clients and provide exceptional value whilst building strong relationships• Strengthened attention to detail and communication skills by creating a summary of the procedures executed for preparing the tax workpaper and communicated the main findings to the client Show less

    • CROMBIES ACCOUNTANTS LIMITED

      Feb 2024 - Jun 2024
      Accounts Trainee

      • Strengthened practical accounting skills and commercial awareness by completing accounting duties on a portfolio of over 50 clients from diverse industries including: Professional Services; Financial Services; and Public Sector organisations• Strengthened auditing and tax skills by auditing and preparing accounts and VAT returns• Strengthened knowledge of accounting systems and processes by utilising data analysis tools including Microsoft Excel, Xero, and SAGE to manage invoices; reconcile accounts; post manual journals; prepare working papers; prepare fixed asset schedule; file accounts; prepare tax returns and tax computations; and complete payroll duties• Strengthened effective decision making and data analysis skills by analysing data to improve the client’s accounts reconciliation process whilst demonstrating excellent accounting principles• Strengthened communication and problem solving skills by liaising with directors, senior management, and junior members of staff to upskill whilst building a rapport to effectively solve problems• Strengthened leadership and teamwork skills by training and upskilling staff on key aspects of the role• Enhanced attention to detail and numerical skills by completing clerical tasks within a timely manner• Strengthened professionalism and integrity by maintaining confidentiality regarding client data and adhering to compliance• Strengthened professional development and adaptability skills by completing Anti-Money Laundering courses Show less

  • Licenses & Certifications

    • Trading & Financial Market Analysis Certificate

      Amplify
      Mar 2018
    • Microsoft Office Specialist: Excel Associate (Excel and Excel 2019)

      Microsoft
      Mar 2020
      View certificate certificate
    • Principles of Accounting

      Alison
      Nov 2024
    • Xero Certified Advisor

      Xero
      Jan 2024
    • Cost and Management Accounting: Planning for Effective Strategy Execution

      Alison
      Nov 2024
    • Xero Tax Specialist

      Xero
      Sept 2025
      View certificate certificate
    • Internal Auditing - Fundamental Principles and Concepts

      Alison
      Nov 2024
    • QuickBooks Online Certified ProAdvisor

      Intuit Accountants
      Feb 2024
    • Financial Modeling and Forecasting Financial Statements

      LinkedIn
      Apr 2020
      View certificate certificate
    • Sports Leaders UK Level 1 Award in Sports Leadership (QCF)

      Sports Leaders
      Jan 2014
  • Honors & Awards

    • Awarded to Shiv Kumar BA (Hons)
      Academic Awards Scheme - Jun 2018 The Academic Awards Scheme recognises high achievers within the university. Those in the top 10% of the university become members of the Academic Awards Scheme.
    • Awarded to Shiv Kumar BA (Hons)
      Trading & Financial Market Analysis Certificate Amplify Trading Mar 2018 A programme taught directly by the 'Head of Trading' in the Amplify Trading firm designed to develop practical skills in investment bank sales and trading. Areas of study include: Market Making, Sales Trading, Asset Management, Technical Analysis, and Behavioural Finance. Topics learned have been implemented with an understanding of contemporary market drivers using institutional software in simulated market conditions.
    • Awarded to Shiv Kumar BA (Hons)
      Achievement Award - Jun 2014 Awards were distributed to individuals who achieved above and beyond their school target grade in a single GCSE subject. Successfully achieved a Grade B in GCSE Spanish to receive this award.
    • Awarded to Shiv Kumar BA (Hons)
      Mathematics Masters Class Gold - Aug 2010 A higher class for ‘gifted and talented’ students who were high-achievers in Mathematics. Successfully achieved the top award.
  • Volunteer Experience

    • Trainee Accountant

      Issued by CROMBIES ACCOUNTANTS LIMITED on Feb 2020
      CROMBIES ACCOUNTANTS LIMITEDAssociated with Shiv Kumar BA (Hons)
    • Debt Advisor

      Issued by Citizens Advice on Sept 2019
      Citizens AdviceAssociated with Shiv Kumar BA (Hons)
    • Fundraiser

      Issued by Lepra on Dec 2009
      LepraAssociated with Shiv Kumar BA (Hons)