Experience

• 

  Sharia academy of america

  Jan 2003 - Jan 2009

  Islamic finance expert and marketing associate

  - Presented a research paper to leading scholars of Islamic law at international conference in Cairo- Performed simultaneous interpretation for conferences and workshops- Prepared a marketing plan and revamped corporate identity for the educational arm of the organization- Translated and edited university textbooks

• 

  Ameen housing cooperative

  Jan 2005 - Jan 2007

  Business development and operations manager

  - Served as Sharia officer responsible for explaining Sharia compliance to customers and presenting to local and international Islamic scholars.- Expanded market into 2 new cities and grew membership over 25%.- Managed all operations of the organization including accounting, marketing, and investment operations.- Developed new branding strategy and corporate image.- Built a database to streamline marketing and operations

• 

  Alm

  Jan 2006 - Jan 2009

  Principle/director

  - Principle of $1 million Shariah compliant investment fund- Served as Sharia officer responsible for explaining Sharia compliance to customers and recruiting new Sharia board members.- Served as Investment lead involving investments in commercial real estate and alternative energy.

• 

  Zaytuna college

  Jan 2006 - Jan 2006

  Visiting instructor

  Taught classes on famous Islamic personalities based on Arabic sources.

• 

  Gxs

  Jan 2007 - Jan 2008

  Account development manager

  - Developed and executed business development plan for IT outsourcing services through strategic contract of C-level/VP-level executives

• 

  King saud university

  Jan 2010 - Jan 2011

  Lecturer - english language studies

  - Lead Teacher, Curriculum Department- HR Officer/Interviewer

• 

  Knowledge international university (kiu)

  Jan 2011 - Jan 2012

  Adjunct instructor - quran and arabic studies
• 

  The national commercial bank - alahlincb

  Oct 2011 - Apr 2017

  - Ensure that NCB Group Islamic product (Retail, corporate, treasury, capital markets) offerings fulfill all Shariah requirements in their structure, documentation, and implementation. - NCB Shariah compliant principle investments (Sukuk, funds, etc..) are supported by appropriate approvals - Advise in the development and approval of Islamic treasury and capital market products.- Advise in the development and approval of Shariah compliant specialized finance transactions (project finance, structured deals, syndications) - Review business analyst requirements, system tests, marketing materials and training materials in light of Shariah requirements.- Review and comment on bank’ policies, procedures, product programs in light of appropriate Shariah approvals and identify weaknesses in Shariah controls (where appropriate)- Issuing regular reports to senior management on Internal Shariah control environment and corrective action Show less - Advise investment banking department on Sharia-compliant sukuk structures for clients.- Review Sukuk and specialized finance documentation for Sharia compliance.- Lead Sharia compliance and advisory in areas of structured and project finance and treasury products. - Review all policies and procedures for Islamic products for Sharia compliance.- Facilitate the Sharia approval process between all NCB business units and the Sharia advisor.- Design and deliver general and specialized Islamic banking training to NCB business segments- Review and comment from a Shariah perspective on industry standardization activities (IFSB, AAOIFI, IIFM, etc.) Show less

  • VP, Shariah Assurance, Shariah Advisory & Governance

    Sept 2014 - Apr 2017

  • Senior Officer, Sharia Compliance

    Oct 2011 - Sept 2014
• 

  University bank

  Nov 2014 - Jun 2018

  Shariah advisory board member

  - Serving as a member of a 4 person Shariah advisory board supervising the Islamic Home purchase program Murabaha - Providing Shariah advisory services for Islamic products

• 

  Cimb

  Apr 2017 - Apr 2021

  I was responsible for the development of CIMB Group's Positive impact framework under group sustainability. This framework covered all businesses across all countries in CIMB's ASEAN footprint. It included developing the Sustainable Bond framework as well as Sustainability linked financing for the group - Leading the Sharia advisory function for the group covering Malaysia, Indonesia, Singapore, London , and Brunei- Developing a positive impact framework and positive impact products across the group and across business lines

  • Regional Workstream lead, Positive Impact and Responsible Banking

    May 2019 - Apr 2021

  • Director/Regional Head, Sharia Advisory and Governance

    Apr 2017 - Apr 2021
• 

  Accounting and auditing organization for islamic financial institutions (aaoifi)

  Jan 2020 - Jan 2023

  Research associate and standards working group member

  Member of working group for the drafting of governance standard on Shariah decision making as well as AAOIFI Sharia Standards taxonomy

• 

  Ihsan advisory sdn bhd

  Apr 2021 - Aug 2024

  Managing director

  Ihsan Advisory is a SC (Securities Commission) registered Shariah advisor providing advisory and support services for the Islamic economy, ESG, Sustainable development and positive impact. Company registration number 202101005067 (1405366­H)Past engagements:- Shariah board member for US based Fintech Neo Bank- Shariah advisor for commercial real estate syndications- Shariah advisor for VC investments into early stage companies- Shariah advisor for cryptocurrency investment projects Show less

• 

  Ifc - international finance corporation

  Mar 2022 - Mar 2023

  Consultant - fig (financial institutions group)
• 

  Sharia compliant blockchain fintech

  Aug 2022 - Dec 2022

  Co-founder/cfo

  Heading the finance function for a startup involved in asset tokenization and precious metals investments

• 

  Mbsb bank berhad

  Aug 2024 - now

  Group chief shariah and sustainability officer