
Andrew Hrdlicka

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About me
Fintech Founder | Google Cloud Certified | Data Engineering | GenAI | Analytics
Education

University of Tulsa
2004 - 2008Bachelor of Science (BS) Computer Science
University of Tulsa
2008 - 2010Master of Science (MS) Finance, General
Experience

BOK Financial
May 2008 - Nov 2012Modeling and Analytics Officer
Feb 2011 - Nov 2012Risk Control Officer
Feb 2010 - Jan 2011Risk Management Associate
May 2008 - Feb 2010

Peabody Energy
Dec 2012 - May 2015Senior Specialist, Risk Management
Scottrade
Jun 2015 - Aug 2017• Reduced client defection by 12% with a decision tree model to identify at-risk customers based on activity. • Identified IRA cross-selling opportunities and translated model results into effective marketing copy. • Developed ARIMA models for regulatory stress tests and presented the methodology to OCC regulators. • Retained pattern day traders by implementing a portfolio margin calculation to approve margin deviations.
Marketing Data Scientist
Nov 2016 - Aug 2017Senior Risk Modeling Analyst
Jun 2015 - Oct 2016

Maritz Motivation Solutions
Aug 2017 - Oct 2020Senior Director, Decision Science• Architected data pipelines across multiple legacy platforms to aggregate enterprise data into BigQuery. • Managed a team of 2 data scientists and 2 software developers to maintain the integrity of the data warehouse and leverage the data for machine learning and analytics as a strategic partner to our clients.• Analyzed 40+ incentive programs to quantify $1 billion of annual impact in retention and incremental sales.• Consulted with clients directly with financial modeling, loyalty program design, and k-means clustering. Show less

Whistle Systems
Oct 2020 - nowCo-Founder, Chief Data Officer• Owned Whistle’s data strategy and pipelines to satisfy client needs while respecting engineering effort.• Delivered Looker Studio dashboards for clients to self-serve insights and Whistle CSMs to prove impact.• Built Vertex AI agents to handle routine cardholder support questions and reduce service requests by 73%.• Launched a Visa prepaid issuance program with KYB, PCI compliance, and analytics for 50+ companies.• Applied treasury principles to incentive budgets to reduce counterparty risk and deliver interest income.• Implemented a semantic search tool for Procore construction images to save time and reduce liability. Show less
Licenses & Certifications
- View certificate

Professional Data Engineer Certification
GoogleAug 2024
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