AIKA DICKSON

Experience

• 

  Kenya women microfinance bank

  -

  Legal assistant/credit officer
• 

  Platinum Credit Limited

  Nov 2015 - Mar 2018

  Assets Recovery

  • Drive debt collection from key accounts portfolio • Monitor the internal cash tracker system to ensure prompt updates are done by the team on daily basis• Facilitate recording of received cheque payments and advise Accountant for appropriate allocation• Review and monitor the Credit Controllers’ performance on monthly basis or as regularly as maybe needed for performance to remain on track• Offer necessary guidance and support to Credit Controllers to complement efforts towards meeting collection targets• Handle all account escalation queries in line with internal escalation process• Liaise as needed with contracted debt collectors and offer required guidance and monitoring• Monitor accounts at legal escalation level for appropriate follow up and action• Monitor all portfolio accounts to mitigate against debt roll over into longer debt categories, and ensure efforts are put to retain all debt under 0-180 category• Monitor compliance with the dunning process and guide Credit Controllers accordingly• Enforce credit policy and assure adherence to accepted standards• Proactively drive improvements in business processes and procedures, e.g. invoicing, follow up, and query/dispute management• Spearhead escalations and ensure prompt stop service on inactive accounts• Improve company cash cycle and enhance cash conversion as per KPIs Show less

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  DRS AFRICA

  Mar 2018 - Oct 2022

  Head of Credit Risk

  risk assessment, which involves analysing risks as well as identifying, describing and estimating the risks affecting the business;risk evaluation, which involves comparing estimated risks with criteria established by the organisation such as costs, legal requirements and environmental factors, and evaluating the organisation’s previous handling of risks;establishing and quantifying the organisation’s ‘risk appetite’, i.e. the level of risk they are prepared to accept;risk reporting in an appropriate way for different audiences, for example, to the board of directors so they understand the most significant risks, to business heads to ensure they are aware of risks relevant to their parts of the business and to individuals to understand their accountability for individual risks;corporate governance involving external risk reporting to stakeholders;carrying out processes such as purchasing insurance, implementing health and safety measures and making business continuity plans to limit risks and prepare for if things go wrong;conducting audits of policy and compliance to standards, including liaison with internal and external auditors;providing support, education and training to staff to build risk awareness within the organisation. Show less

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  Self-employed

  Mar 2018 - Oct 2022

  Manager
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  Foresight Auctioneers

  Aug 2019 - now

  Managing Director