Temitope James

Experience

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  VDC Computer Training School (Greenvalue)

  Feb 2009 - Oct 2010

  IT Instructor (Intern)

  - Trained 2 batches of students on operating systems basics, use of internet and Microsoft packages.- Devised an arrangement plan which improved organisation’s efficiency by 7 new systems.- Resolved systems’ hardware and software issues.- Handled device installation, compatibility test, troubleshooting and repair.

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  Methodist High School 1,

  Nov 2013 - Nov 2014

  Subject Teacher (NYSC)
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  Self Reliance Economic Advancement Programme (SEAP)

  Sept 2016 - Dec 2017

  • Delivered essential credit services to more than 1000 active clients across localities.• Managed the branch portfolio of an average of N70 million monthly. • Track loan disbursements, savings withdrawals and quits via source documents to Mambu analysis. • Writes bank schedules, cheques and reconciles bank statement with source documents. • Identified and prevented potential risks via continuous reconciliation of clients’ passbooks with COs’ templates and Mambu.• Consecutively achieved 100% monthly zero-default of loan disbursement. • Achieved 100% zero-difference of all active clients’ passbooks and Mambu balance.• Recognised as top-two performer in loan disbursement and new registration. Show less

  • Branch Manager

    Mar 2017 - Dec 2017

  • Internal Audit Officer

    Sept 2016 - Feb 2017
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  Poverty Reduction and Rural Women Empowerment Initiative (PRRWEI MFI)

  Oct 2020 - now

  - Delivered micro-loans to more than 500 active clients across localities.- Managed the portfolio size of 20 million naira monthly average.- Create and drive market and promotional strategies, resulting to 25% increase of new accounts.- Execute strategic plans via disbursement to aid portfolio optimization and revenue generation.- Analyse expected with actual results of loan officers for variance and appraisals.- Collaborate with stakeholders – marketing, operations and recovery teams – to align regional strategies with overall bank objectives.- Maintains below 3% Portfolio-at risk for year 2023 and 2024 loan disbursements.- Reduced non-performing loan arrears by 1.3 million naira in 5 months.- Recognised as best performing branch in Niger 2 region for 6 consecutive quarters. Show less -Conducts daily cash count via callover of transactions on Bankone.- Reconciliation of passbooks, group deposits slip and credit officers’ ledgers with Bankone balances.- Reconciliation of HMO bills with upfront charges.- Review supporting vouchers, collection sheets, books of accounts for accuracy and consistency.- Reviewed customers’ account with debit balance to ascertain total overdue.- Review account opening documents and loan application forms.- Conducts random KYC and KYCB as pre-disbursement requirements.- Conducts spot checking, group visitations, loan utilization assessments as post-disbursement requirements.- Produces and presents branch monthly compliance reports. Show less

  • Branch Manager

    Nov 2022 - now

  • Internal Control Officer

    Oct 2020 - Oct 2022