
Chris Starling
STORE DIRECTOR

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About me
Branch Leader - Senior Loan Officer NMLS 255587 | Serving AZ, CA, ID, OR & WA
Education

Central Oregon Community College
-General Studies
Oregon Institute of Technology
1991 - 1992Business
Experience

C&K Market, Inc. - Ray's Food
Sept 1997 - Jun 1998STORE DIRECTORPromoted to store as the youngest manager in company history. Administered daily store operations including, labor control, productivity, cash handling, and corporate statements. Managed 30 plus employees in 5 different areas of store. Controlled inventory and labor as well as all other financial responsibilities of the store.Took store with negative profit history and developed an aggressive sales plan to reverse the trend. Decreased loss from $250,000 per annum to only $65,000 within 9 months.Increased productivity in daily work schedules to reduce labor cost by .75%. Show less

C&K Market, Inc. - Ray's Shop
Jun 1998 - Oct 1999STORE DIRECTORPromoted to new acquisition of company to incorporate policies and to develop plan to increase overall sales and profit increases. Directed in areas of labor, inventory and supply control. Managed 50 plus employees, $9.8 million annual sales, 30,000 sq. /ft., and an 18,000 item inventory. Administered fastest profit and sales growth in company history. Single year profit/sales growth record.Increased stores bottom line profit by 40% within one year.Exceeded budget in all areas leading our store to the top five most profitable stores in the company.Took average weekly sales volume from $163,000 to $185,000 in one year leading to a 12% sales increase. Show less

C&K Market Inc.
Feb 1999 - Aug 2004Store DirectorStore Director for the Large Grocery Chain in the Pacific Northwest

C&K Market, Inc. - Ray's Food
Oct 1999 - Sept 2004Promoted to the company's flagship store. Directed all areas of store with control of $750,000 dollars in inventory, $10.9 million in annual sales, 75 plus employees, and a 28,000 item inventory. Proven consistent record of exceeding sales and profit margins in all departments. Extensive in-store event planning combined with all types of media advertising geared toward brand marketing our store in a new area. Focused on building a niche market that focuses on selection, quality, service, and fun, combined with informative product education. Turned store profitable within the first 7 months of opening through effective control of labor and operating expenses as well as unique marketing techniques.Top store in the chain for natural and specialty food sales. Actively pursued new trends and marketing ideas in the area of natural and specialty foods.Received the companies Best Income Improvement Award for 2002 by increasing store profits by $726,000 over previous year as well as the companies Best Overall Sales Increase Award for 2002 by maintaining a 17.5% increase in sales over prior year.Received the Store of the Year Award for 2002 out of the 50+ company stores. Show less Promoted to newest company acquisition to administer company policies and standards. Managed efficiently 50 plus employees, 25,000 sq./ft., $500,000 in inventory, and $9 plus million in annual sales. Prepared the assistant manager to acquire my position prior to being promoted to the company's flagship store that was under development in Bend, OR. Increased total store sales by 7.5% for 2000.Exceeded budgeted bottom line profit by $l65,000 for 2000. Recognized as the top store in the company in areas of budget, sales increase, and profit for first, second, and third quarter 2000. Show less
STORE DIRECTOR
Jan 2001 - Sept 2004STORE DIRECTOR
Oct 1999 - Dec 2000

HSI Mortgage
Sept 2004 - Sept 2008Senior Loan OfficerTransitioned from Retail into the mortgage industry when given an opportunity. Quickly mastered the loan origination process and began helping our company expand. Developed other loan officers through coaching and peer to peer training. Recognized as one of Central Oregon's top producing loan officers. Striving to deliver a high focus on customer satisfaction and repeat business while combining cost saving benefits to my clients and company.Top Producing Loan Officer for the company three years straight.Automated systems to help improve productivity while saving time and resources75+ million in total loan volume since starting 9/2004. Show less

Arbor Mortgage Group
Sept 2008 - Sept 2022Sr. Mortgage Advisor - Vice President of Arbor Mortgage GroupDue to former Mortgage company owner transitioning to another company I assisted the remaining loan officers through the interview process with other mortgage companies. Organized the placement of six other loan officers with Arbor Mortgage Group.Top Producing Loan Officer for the company since joining.Promoted to Technical Efficiency Officer of the company to manage IT and internal processes to maximize loan officer efficiency, office compliance, and reduce technology related expenses. Developed systems and streamlined current file processing through the effective use Calyx operating software. Assist in the training, development, and systems of the loan officers in the office. Show less

Movement Mortgage
Oct 2022 - nowBranch Leader - Senior Loan Officer NMLS 255587209 NE Greenwood Ave., Suite 100Bend, OR 97701Direct: 541-293-8712We: https://lo.movement.com/chris-starling/homeNMLS 255587 - Movement Mortgage supports Equal Housing OpportunityWhile it is Movement Mortgage’s goal to provide underwriting results within six hours of receiving an application, process loans in seven days, and close in one day, extenuating circumstances may cause delays outside of this window. AZ-1033150, CA-DOC255587, ID-MLO-2080255587, OR | Movement Mortgage LLC. All rights reserved. NMLS ID #39179 (For licensing information, go to: www.nmlsconsumeraccess.org). Additional information available at movement.com/legal. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits. Show less
Licenses & Certifications
- View certificate

Mortgage Brokers, Mortgage Lenders And Mortgage Loan Originators
NMLS - View certificate

Mortgage Loan Originator
Oregon Division of Financial RegulationJul 2010 - View certificate

Washington Mortgage Loan Originator
Washington State Department of Financial InstitutionsDec 2022 - View certificate

Idaho Mortgage Loan Originator
Idaho Department of FinanceNov 2022 - View certificate

Arizona Mortgage Loan Originator
Arizona Department of Financial InstitutionsJan 2022 - View certificate

California Mortgage Loan Originator
California Department of Financial Protection and InnovationDec 2011
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