Katerina Kharchenko

Experience

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  UniCredit Bank

  Sept 2005 - Jun 2007

  Retail Product Manager

  Managing Retail Product development function in greenfield banking project started by UniCredit Group in Ukraine.Key achievement: successfully completed product definition and implementation phase including definition of IT setup requirements, successfully managed activation of principal membership licenses with payment systems and two processing centers.Personal challenge: joined startup team (#5 hired) as unexperienced graduate and took over the function after about 6 months due to team manager leaving the project. All activities were completed in time and project launched successfully as planned.Key responsibilities:- development of full product offer for Retail bank with a focus on payment card strategy (incl. debit/ credit/ premium/ business card offer)- defining product functional requirements for new IT infrastructure setup - managing Principal membership activation project with processing centers and payment systems- setting up settlement schemes with payment systems- performing market review and analysis- negotiating with partners- defining product specifications for internet-banking software Show less

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  Home Credit Bank

  Jun 2007 - Oct 2007

  Product Manager

  Managing Retail Product portfolio in Ukrainian bank acquired by European banking group (Home Credit).Main responsibilities:- Analyzing and restructuring full Retail product portfolio- Reviewing IT infrastructure- Managing cooperation and negotiation with processing centers/ payment systems

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  Bank Renaissance Capital

  Oct 2007 - May 2008

  Product Manager

  Managing Credit Card strategy development for consumer finance bank. Joined initially only for the limited time period for launching the project.Key achievement: preparing the concept and description of credit card strategy for the bank relying on available IT solution and targeted at the customer base.Main responsibilities:- developing credit card strategy including product specifications and financial analysis- preparing project implementation plan necessary for activation of membership status of the bank with payment system and processing center- negotiating with partners loyalty schemes Show less

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  Retail Banking Project

  May 2008 - Oct 2008

  Head of Products

  Managing Retail Product development function in the greenfield credit brokerage project based on retail electronics sales network. The project was closed due to deterioration of economic situation in 2008.Main responsibilities:- developing product specifications- negotiating product conditions with partners- developing communication channels

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  JSCB Ukrsotsbank Member of UniCredit Group

  Apr 2009 - May 2017

  Managing Planning and Control team (reporting to CFO) in Ukrainian bank belonging to European banking group. Key achievement in this role: restructuring of the department in order to match needs of the internal clients and renewing the team respectively, creating transparent and effective work-flow supported by proper MIS solution.The main responsibilities of the department are as follows:- managing yearly planning cycles as well as multi-year strategic planning sessions in line with mother company standards- managing regular reporting cycles- supporting managerial decisions with all kinds of ad-hoc analytics/ business cases/ financial modeling- managing MIS solution (Oracle Hyperion Planning + in-house DWH) Show less Taking over Planning team inside Planning and Control Department during the challenging moment of transition from Ukrainian bank to the standards of European banking group.Key achievement: managing the transition of planning processes to UniCredit Group standards, implementation of Group planning IT solution (Oracle Hyperion Planning) in the shortest timeline possible (5 months).Personal challenge: moving from Retail Product development directly to managerial role inside CFO area.The main responsibilities of the unit are as follows:- managing yearly planning cycles as well as multi-year strategic planning sessions in line with mother company standards- supporting and developing Group planning solution Oracle Hyperion Planning including building forms, restructuring dimensions, writing calculations- supporting managerial decisions with all kinds of ad-hoc analytics/ business cases/ financial modeling Show less

  • Head of Planning and Control Department

    Jan 2013 - May 2017

  • Head of Planning Unit

    Apr 2009 - Jan 2013
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  DiPocket Limited

  May 2017 - now

  Working on selected end-to-end projects within the company:- Analysis of selected Network cost positions to support cost management process- Development of internal reporting tool to control issuer compliance with selected Network KPIs- Configuration and acceptance testing of additional payment wallets as part of Mastercard Wallet Express program- Definition of the business logic for the improvement of transaction clearing process- Project management and definition of business requirements for Mastercard MoneySend API implementation Show less Organizing and managing several teams within the company to support development and delivery of Fintech product to customers; deep expertise in complex integration and implementation projects in the area of financial servicesMain responsibilities:- Running various issuing implementation projects with Network, namely Mastercard: sponsorship, ICA/ BIN activation/ transfer, settlement setup, new wallets for MDES- Defining business requirements for customer Fintech products: API integration, web and mobile application front-ends, card product configuration and pricing, other financial services- Running complex integration projects with providers of financial services: card processing system, FX conversion platform, servicing banks- Developing internal tool for managerial reporting and customer billing: definition of business logic and underlying ETL procedures for Oracledatabase with connection to Tableau Server datasources, developing reporting packages to present data to clients in Tableau platform, creating data transformations and extracts with Tableau Prep- Managing operational support teams Show less

  • Product Innovation Lead

    Nov 2021 - now

  • Head of Product Delivery

    May 2017 - Nov 2021