Mostafa Mounir

Experience

• 

  Central Bank of Egypt

  Jun 2004 - now

  Heading the Entrepreneurship and MSME’s business development/enablers team that facilitating/ promoting Entrepreneurship and MSME’s access to financial and non-financial services • Leading the development of several initiatives for MSME’s access to finance (ex: CBE initiatives to finance small and medium companies with subsided interest rates, obligating banks to allocate 25% of their loan portfolio to MSME’s.......).• Maintaining strong relationships with the heads of banks MSMEs sectors and following up on banks strategies (Qualitative /Quantitative side) towards MSMEs support. • Aligning the efforts with all stakeholders/ government authorities / donors to support MSME’S ecosystem in Egypt.• Participating in the setting of CBE’s national financial inclusion/MSME’s strategy.• Boosting the Microfinance industry through encourage banks to expand their finance to Microfinance customers & MFI's.• Leading the relation with the Egyptian credit bureau- I-Score company and supporting the development of MSME’s MIS packages, banks reporting compliance, the development of a market-tailored MSME rating model.• Leading the coordination efforts with Credit Guarantee Company – CGC- to develop credit guarantee programs for SMEs lending.• Leading the coordination efforts with Egyptian banking institute – EBI- to develop several training programs for banks MSMEs staff.• Align with MSME’s stakeholders (MSMEDA, FRA, Microfinance federation,……) on reviewing related laws & regulations for MSME’s.• Representing CBE on the Federation of Egyptian banks MSME’s committee. advisory board member in Nilepreneurs initiative which was launched by the CBE in February 2019 that aims to support entrepreneurship and small businesses : https://np.eg/ Directing the strategy of business development hubs inside bank branches and youth centers. board member of faculty of Economics and political science (FEBS) business incubator as a representative of Nilepreneurs initiative Show less Onsite inspection DepartmentJob description:From 6/2010 till May 2017 I am a member in the retail examination specialized team that cover the examination process or retail activity in Egyptian banks (Barclays bank , Citi bank , Audi bank , Blom bank , El Baraka , National bank of Egypt , Misr bank , ADIB bank , Perious bank , SAIB , AAIB , ENBD ……..) & make a specialized report to evaluate & validate the following:• The organization structure of the retail activity to ensure that their no any conflict of interest between reporting lines (business & control) .• Evaluate polices and procedures of granting retail products (loans, credit cards & OD) . • Examining a sample of retail clients to Ensure that terms & conditions provided to clients are compatible with the bank's credit policy guideline and bank process .• Existence of good system for assessing risks to assist in evaluating the quality of retail portfolio and the procedures taken by the bank to mitigate credit risk.• Evaluate the banks collection strategies , process and performance .• Evaluate the adequacy of the retail MIS .• Evaluate the adequacy of retail portfolio provisions .• Evaluate the role of top management and retail committees in managing retail activates . • The bank process of dealing with third parties (out sourcing service ) such as collection , investigation , statement & credit card delivery ………) .• Adequacy & efficiency of the accounting system & internal auditing .• The bank system for fraud monitoring ( application fraud & credit cards fraud monitoring ) .• The banks operation risk policy and procedures .• Receiving and handling complaints of bank's clients. • Compliance with the law of the Central Bank and the Banking Sector , Central bank regulations such as compliance with IFRS (impairment calculations ) , reporting standards ,……..etc . Show less

  • General Department Head

    Jun 2017 - now

  • Inspector

    Jun 2004 - May 2017