VIMAL CHANDRA

Experience

• 

  Axis Bank

  Aug 2010 - Feb 2011

  ASSISTANT MANAGER

  OPERATIONS MANAGEMENT, CROSS SALE OF RETAIL PRODUCTS

• 

  Central Bank of India

  Mar 2011 - now

  Senior Credit Officer* Processing Credit loan proposals involving detailed appraisal and due diligence related to Corporate & MSMEs segment of borrowers with Credit and Risk assessment. * Assisting post sanction activities such as documentation, disbursement and monitoring of the project. Business development (origination and sourcing)* Project appraisal, feasibility analysis, market analysis; operating cost analysis.* Credit Risk Management* Financial restructuring and financial modeling. * Analysis and presentation of technical/financial data for decision making at management level. Show less SENIOR BRANCH MANAGER* Overall Management of Branch having Loans & Deposit figure of Rs. 250 Crore.* Credit appraisal & Sanctions – Conducting appraisal of RAM Products in the capacity of Branch Manager with Credit and Risk assessment while performing Due Diligence w.r.t. the mandate/ guidelines / internal & external policies. * Recovery all Stress Assets as per Bank Policies.* Attending Lok Adalat, Block Level Credit Committee Meetings.* Incharge of Block Level Credit Committee, responsible for collecting monthly data of all Branches of different banks in block for Government sponsored schemes.* Post sanction activities including documentation, disbursements and monitoring of the project.* Development of new Business relationships & amp; marketing of new products and services . Show less BRANCH MANAGER* Overall Management of Branch having Loans & Deposit figure of Rs. 125 Crore.* Credit appraisal & Sanctions – Conducting appraisal of RAM Products in the capacity of Branch Manager with Credit and Risk assessment while performing Due Diligence w.r.t. the mandate/ guidelines / internal & external policies. * Recovery all Stress Assets as per Bank Policies.* Attending Lok Adalat, Block Level Credit Committee Meetings.* Post sanction activities including documentation, disbursements and monitoring of the project.* Led a team for setting up of a new Branch office of CBI at a new centre in India and headed the branch for 3 years.* Development of new Business relationships & marketing of new products and services . Show less

  • Chief Manager

    Apr 2022 - now

  • Senior Manager

    May 2017 - Apr 2022

  • Senior Manager

    Apr 2016 - Apr 2017

  • Branch Manager

    Sept 2013 - Apr 2016

  • ASSISTANT MANAGER

    Mar 2011 - Aug 2013