Amit Kumar

Experience

• 

  INDIAN OVERSEAS BANK

  Apr 2009 - Feb 2021

  Worked on Valuation of Investment portfolio of the Bank consists fixed income securities and other investments and managing Credit risk and Market Risk of the Fixed Income portfolio, preparation of Liquidity Coverage Ratio (LCR) statement of the Bank, additionally worked on development, testing and enhancement of existing systems and processRole function also included Monitoring compliance with various policies of the Bank and the Regulator to manage Credit Risk and Market risk of the portfolio, Regulatory reporting as per Basel II and Basel III guidelines and Liaisoning with the Statutory, RBI, Management and Concurrent auditors Show less Credit Appraisal, analysis of financial statements, assessing the project viability, Ratio analysis, SWOT analysis, sensitivity analysis, industry analysis, economy analysis for green field & brown field projects in various sectors, carrying out the internal credit rating for corporate borrowers as per BASEL II normsPrepared CMA data including interpretations of key ratios & analysis of Cash Flow statement for Scrutiny, monitoring & reviewing of loans/advances during pre and post sanction stage and conducting site visits , Credit monitoring & follow-up of standard/restructured/NPA accounts.Also Handled Forex operations viz; Letter of credit, Buyer’s Credit, Bank Guarantee, Foreign Currency Bills etc. Show less

  • Chief Manager

    May 2018 - Feb 2021

  • Senior Manager

    Dec 2014 - Apr 2018

  • Senior Manager

    Aug 2013 - Nov 2014

  • Manager- Financial Analyst

    Apr 2009 - Aug 2013
• 

  International Financial Services Centres Authority

  Feb 2021 - now

  Risk-based supervision of the branches of banks (IBUs) located in IFSC, GIFT City which includes offsite and onsite supervision.Analysis of the regulatory reporting, financial statements, onsite inspection of the operations of the IBUs, meetings with various stakeholders, and preparation of risk assessment reports.

  • Deputy General Manager

    Aug 2023 - now

  • Asst. General Manager

    Feb 2021 - Aug 2023