Dhananjaya Chikkanna

Experience

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  IDBI Bank

  Nov 2006 - Jun 2016

  Worked as a Relationship Manager in Corporate Banking Group, work profile includes :-• Credit Analysis, Project Appraisal, regular Working Capital renewals, relationship management, Credit Monitoring and recovery management of the existing accounts along with new business acquisitions.• The total FB business has increased by 40% and overall business (FB + NFB) has increased by 33%, CASA has increased by 47.70%, FD has increased by 62%. During FY the total revenue generated from the portfolio was Rs.10 crore.• Penetrating the other cross selling products to increase the overall wallet size/profitability of the account viz. Cash Management Service, Government Business, Treasury Products, Corporate Pay roll, Mutual Funds, Insurance and other Retail Banking and Corporate Banking products.• Attending all the statutory body queries (viz. RBI, Statutory Auditors, internal auditors, concurrent auditors etc.) to maintain good Audit rating for the portfolio and the Branch.• Leading the team, grooming/assisting the team members to achieve the self growth and overall branch targets. Show less Relationship Officer in Mid Corporate Banking Vertical (Catering the needs of thecorporates with the turnover between Rs.100 crore to Rs.500 crore), work profile includes : -Studied about business potential in Karnataka Region for Mid corporate Vertical.Learnt various methods of handling stressed accounts including restructuring of accounts. Ensuring to achieve the set business targets in various parameters viz. Loan outstanding, Fee income, NPA management, CASA, Deposits and other cross selling Retail Banking products etc. Show less Relationship Officer in Large Corporate Banking Vertical (Catering the needs of thecorporates with the turnover above Rs.500 crore), work profile includes :Handling 10 large corporate relationships (Turnover of > Rs.500 crore) from Manufacturing industries viz. Sugar, Construction materials, Electrical equipments etc. Credit appraisals of Working Capital and Term Loans. Risk Assessment using Internal Rating Models (Crisil package).Cross selling, Product penetration, selling Third party products (converting Salary Accounts, selling insurance products both life and general, Tax payments etc.)Ensure of achieving the set targets in various parameters mainly viz. Fee income, CASA, Loan disbursement, deposits etc.Studied Corporate Banking business of Mumbai Region. Show less Dealing officer for 4 infrastructure companies.Successfully appraised and disbursed one new Road project case for the loan amount of Rs.25 crore.Handling both pre-sanction and post-sanction activities.Post sanction activities viz. Documentation, Disbursement, and monitoring the accounts. Incharge of submitting MIS reports of the whole portfolio under DGM (Portfolio size of Rs.3,000 crore) to top management, statutory Auditors etc.Incharge of monitoring 10 Venture Capital Accounts where IDBI Bank had invested in various Venture Capital funds. Site/Plant Visits, attending Bankers Meet and other credit monitoring activities. Show less

  • Manager

    Jul 2011 - Jun 2016

  • Asst. Manager

    Jul 2009 - Jul 2011

  • Asst. Manager

    Jun 2008 - Jul 2009

  • Dealing Officer

    Nov 2006 - Jun 2008
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  YES BANK

  Jul 2016 - Aug 2022

  Senior Vice President, Emerging Local Corporate Group

  Instrumental in building Mid-corporate relationships in Karnataka circle at Yes Bank. My responsibilities involves bringing quality business for Yes Bank with sustained income to the Bank. Business Development, guiding team in business Development, Credit memorandum preparation along with Risk Department and credit monitoring, liasoning for getting the loan proposal sanctioned from the Sanctioning committee, liasioning with Documentation team and operation team in legal documentation and disbursement of the Sanctioned loans. Structuring the solutions as per client requirement within banking and regulatory compliance, and also responsible to increase the wallet share of the customer by providing consistent world class quality service to clients by showcasing our Bank as a one point banking solution for all their banking requirements. Show less

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  Manyata Developers Pvt. Ltd

  Sept 2022 - Aug 2023

  Senior Vice President Finance

  Explored new funding opportunities for the group, could successfully obtain the term sheets from reputed Alternate Funding companies for Rs.750 Crore, towards the refinance of the existing Debt after working with various Lenders (Alternate asset companies, AIFs, Private lending companies).Responsible in managing NCLT case from the company side which was filed from the existing Lenders, liasioning with internal and external Legal team.Liaisoning between Lenders, internal Liaisoning team, Legal team towards documentation as per the Lenders requirement, Coordinated for successful Debt reduction.Responsible of tracking the sales and Expenditure MIS for the promoters and also as per the lenders requirement. Show less

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  YES BANK

  Sept 2023 - now

  Senior Vice President and Partner