Experience

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  Caribbean financial group inc.

  Feb 2007 - Feb 2012

  Qa & fraud mitigation supervisor/ credit risk analyst

  - Designing and implementing appropriate quality assurance & fraud mitigation reviews for detective controls based on the credit area risk assessment and collections strategies (monitoring). - Oversee and manage the Credit and Collections Quality Assurance Program for each business unit. This may include the hiring, development, and performance evaluation of the CFG Quality - Assurance & Fraud Mitigation Analyst.- Working with operating management to modify business processes, procedures or systems as , based on findings in the business’s own monitoring, audit or compliance reports, regulatory exams, changes in products and services, or changes in laws and regulations.- Accountable for credit and collections quality assurance initiatives and quality issues throughout their entire reporting structure - Handle projects for the improvement of departments in different countries (identify deficiencies and create remediation plans).• In charge of Monthly Quality Assurance Reviews for Mexico, Panama, Trinidad, Netherland Antilles and St. Maarten.• Manage merging plans of new possible business target.• Track Weekly Credit Trends and Report results to the executives on weekly basis.• Managing individual projects assigned to the Risk Department (as required). Based on Analysis for several departments.• Provide recommendations for future changes or decisions.• Preparation of Weekly Trend Report.• Q.A. reviews, gathering samples from each country and verifying whether policies and procedures are being establish properly.• Daily analysis of the business activity and reporting any irregularities.• Updating lending matrix, policies and procedures and needed or mandated. Show less

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  Kaman industrial technologies

  Oct 2013 - Jan 2017

  Senior credit analyst

  • Performs credit investigations through analysis and review of all data available, D&B reports, Trade, Bank References and information available on the Internet. Compare industry statistics with the company’s exposure to that industry and conferring with institutions providing financing to the customer.• Reviews credit limits within signing authority and makes recommendations for those in excess of authority. • Reviews and releases orders on hold as required.• Knowledge of Bankruptcy Law • Bankruptcy Account Maintenance, Audit Write-off History and Files as necessary. File Proof of Claim documents with Bankruptcy Court when necessary. • Tax Exempt Certificates :Review and update Tax Exempt Certificates• Approve SER’s, Orders and Quotes within authority level and/or make recommendations to management for those items above authority level.• Research and confirm Customer name changes related to new ownership.• Provides a high level of service to internal and external customers.• Process verification and references for other suppliers• Systematic Review Credit Limits • Performs other duties as assigned.• Knowledge of system set up of customer relationship hierarchies Show less

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  Curascript, inc. an express scripts co.

  Jan 2017 - Feb 2021

  Sr. credit supervisor
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  Abbott

  Feb 2021 - now

  • AR Manager at Abbott

    Jul 2022 - now

  • Credit Collections Supervisor

    Feb 2021 - now