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Ankit Kumar Agarwal

Ankit kumar agarwal

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location of Ankit Kumar AgarwalMumbai, Maharashtra, India
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  • Timeline

  • About me

    Senior Manager at L&T Financial Services

  • Education

    • F.m university,balasore

      2012 - 2014
      Mcom commerce a

      Activities and Societies: winner in extempore, winner in english debate, winner in group discussion. Post Graduated with Accounting Honors.Active role in organizing 1st Alumni,active participant in all co-curricular activities.Winner in Extempore, winner in English Debate, winner in Group Discussion.

  • Experience

    • Gopiram & sons,balasore

      Sept 2012 - Dec 2014
      Accountant cum auditor

      Ensure accurate, timely accounting and thorough understanding of all financial information – monthly, quarterly and year-end closings, including bank compliance and taxation issues.Performe general financial analysis, prepare revenue forecasts and evaluate any possible financial risks

    • Xl dynamics pvt ltd.

      Dec 2014 - Feb 2018
      Financial analyst

      Since Dec 2014Asses the loan worthiness and credit risk .Ensure smooth flow of funding and assist in closing.Analyze and take decision on time and communicate the same to RM's.

    • Aqm technologies

      May 2018 - Oct 2018
      Financial business analyst

      Internal Audit of digitalization of all financial productsAnalysing the BRE for Home Loan, Micro Finance, TW Loan, Farm Loan as per the Credit Policies.Verifying the flow of LOS and LMS.Testing Banking software and Mobile application functionality as per the user specification.Identifying and defining gaps, enhancements and checking their feasibility.

    • Idfc first bank

      Oct 2018 - Dec 2019
      Deputy manager

      Overall responsibility of Personal Loans, Cross Sell, PL Top up, Cross Sell Top up.Hands on experience on various banking software such as Sales Force, BPM, R System, Finn One etc.Follow up with Policies and Product team for deviation cases flowing in to system.Looking after Fraud and Risk checks and its timely modifications.

    • L&t finance

      Dec 2019 - now

      Overall responsibility of Wholesale loans, Home Loan, SME Loans, Unsecured Business Loans, Partnership Loans (Lending Kart etc), Farm Loan, Micro Loans, Personal Loans, Loyalty Loans, AMC Loans, Consumer Loans, Cross Sell, PL Top up, Cross Sell Top up etc.Operation Risk Management, RCSA and Control Testing of Product & Sales,Credit,Legal,Complaince and Accounts.Experience in Lending Domain, Loan Origination System and Loan Management System. Ensuring its proper functioning and servicingHands on experience on various banking software such as Sales Force, BPM, R System, Finn One, TCS Bancs, Merc, Onex etc.Actively involved in digital lending journey. Review of Business requirement document (BRD), UAT for digital system. Show less

      • Senior Manager

        Nov 2021 - now

      • Manager

        Dec 2019 - Nov 2021

  • Licenses & Certifications

    • Tally

      Pace institute ,balasore,orissa

    • Financial modeling

      Edupristine mumbai
      Aug 2016