Hawkar Hama-Qhader

Hawkar Hama-Qhader

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location of Hawkar Hama-QhaderOslo, Oslo, Norway

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  • Timeline

  • About me

    Head of Department - Risk Management @ DNB | Business Development

  • Education

    • Asker VGS

      2007 - 2010
    • Universitetet i Bergen (UiB)

      2025 - 2025
      Enkeltemne Fantastiske data
    • BI Norwegian Business School

      2016 - 2019
      Bachelor's degree Business Administration (BBA)
  • Experience

    • Modern Times Group MTG AB

      Jun 2011 - Jan 2016

      Responsible for reaching the sales budget. Sales manager for lead team consisting of selected top sellers. The position included weekly meetings with, reporting of results and presentation of new budgets. Mapping improvement potential and together with the team come up with measures to increase sales. Responsible for own sales team and achieving the sales budget set by the department manager. Recruitment/interviews, product and sales training. Weekly internal meetings and reporting. Approval of time sheets (14 salespeople in total). Telephone sales in-house to the private market. Started on new sales with later promotion to qualified lead team. Salesman of the month in several cases, and salesman of the year.

      • Sales Manager - Leads

        Aug 2015 - Jan 2016
      • Sales Manager - Viasat Sales Center

        Nov 2012 - Aug 2015
      • Sales Consultant - Viasat Sales Center

        Jun 2011 - Nov 2012
    • Sector Alarm

      Jan 2016 - Aug 2017

      Sale of alarm solutions to the private market.

      • Security Consultant

        Dec 2016 - Aug 2017
      • Sales Representative

        Jan 2016 - Dec 2016
    • PwC

      Jul 2017 - Jun 2019
      Sales Representative

      Sales of accounting services to new customers (B2B).

    • DNB

      Nov 2019 - now

      Financial Crime | Personal Banking Technology & Services - Corporate Banking Operations - CBO KYC.Worked actively to build relationships across business areas to ensure the efficient offboarding of corporate clients, leading to higher customer satisfaction. Guided the team in utilizing digital tools such as phone, email, and other platforms to improve communication and workflow. Contributed to the implementation of digital systems that streamlined operations, reduced manual tasks, and increased productivity. Responsible for sales activities at the branch, alongside the branch manager, overseeing the team and coaching them in effectively utilizing phone, email, digital platforms, and in-person meetings to promote the bank’s products. Assisted in approving high-credit cases and escalated for further approval when necessary. Managed my own portfolio, ensuring the maintenance and growth of new clients. Managed and developed a client portfolio, providing advisory services in credit, property insurance, and personal insurance. Built long-term relationships through insight-driven advice and tailored solutions. Consistently ranked among the top performers at the branch in insurance sales and loan approvals throughout the period.

      • Head of Department - Risk Management

        Mar 2023 - now
      • Head of Department

        May 2022 - Mar 2023
      • Financial Advisor / Deputy Branch Manager

        Sept 2021 - May 2022
      • Financial Advisor

        Nov 2019 - Sept 2021
  • Licenses & Certifications

    • Autorisasjonsordning i Kreditt

      Finansnæringens autorisasjonsordninger
    • Autorisasjonsordning i Skadeforsikring

      Finansnæringens autorisasjonsordninger
    • Autorisasjonsordning i Personforsikring

      Finansnæringens autorisasjonsordninger