Puteri Herbandari Kusdinah

Experience

• 

  PT Bank Mandiri (Persero) Tbk.

  Jan 2014 - May 2024

  LENDING RM:Develop, manage, maintain and grow the commercial loan portfolio through deepening current commercial relationships and growing new relationships.Job Desk:- Promote the growth and development of Heartland Bank and specifically the commercial loan portfolio through calling efforts, community involvement and related activities.- Pursue the annual goals and objectives as set forth by management by following the guidelines, policies and procedures as set forth in the commercial lending policy and others as they pertain to this position.- Coordinate activities with the assigned Retail Team to provide additional opportunities and provide superior service to customers and prospects. This includes cross selling of other Heartland Bank products and services.- Coordinate activities with the assigned Loan Processor in order to develop and maintain the assigned portfolio and provide superior service to customers and prospects.- Obtain all of the documentation and related information needed in order to properly review and decision loan requests.- Prepare accurate and concise loan analysis in form and content as required by management which is then presented to the proper level of authority for review and decision making.- Document, close and monitor all approved loans utilizing internal and external resources within the guidelines, policies and procedures as established.- Coordinate proper portfolio management activities of the assigned portfolio which shall include required reviews, maintain customer credit data, obtaining updated customer information, collection activities and other such activities as assigned by management.- Attend and participate in the required training activities as appropriate.- Assist management and other business units as required.- Assist and participate in community and business development activities. Show less TRANSACTION & FUNDING RM:Job Desk:- Looking for new clients including corporate and commercial deposit, treasury, credit limit assessment and others cross sell businesses. - Meeting own volume & value target. - Generating new to bank business. - Helping others department to finish transactions with his clients including settling in deferral list, negotiating with clients. - Ability to analyze Balance Sheet and Financial Statements and prepare the credit proposal in line with bank's process of credit approval - Exposure to Commercial Clients- Maintaining the existing deposit customers relationship. - Creating new relationships from existing customers- referral. - Helping others department to finish transactions with his clients. Show less LENDING RM:Develop, manage, maintain and grow the commercial loan portfolio through deepening current commercial relationships and growing new relationships.Job Desk:- Promote the growth and development of Heartland Bank and specifically the commercial loan portfolio through calling efforts, community involvement and related activities.- Pursue the annual goals and objectives as set forth by management by following the guidelines, policies and procedures as set forth in the commercial lending policy and others as they pertain to this position.- Coordinate activities with the assigned Retail Team to provide additional opportunities and provide superior service to customers and prospects. This includes cross selling of other Heartland Bank products and services.- Coordinate activities with the assigned Loan Processor in order to develop and maintain the assigned portfolio and provide superior service to customers and prospects.- Obtain all of the documentation and related information needed in order to properly review and decision loan requests.- Prepare accurate and concise loan analysis in form and content as required by management which is then presented to the proper level of authority for review and decision making.- Document, close and monitor all approved loans utilizing internal and external resources within the guidelines, policies and procedures as established.- Coordinate proper portfolio management activities of the assigned portfolio which shall include required reviews, maintain customer credit data, obtaining updated customer information, collection activities and other such activities as assigned by management.- Attend and participate in the required training activities as appropriate.- Assist management and other business units as required.- Assist and participate in community and business development activities. Show less

  • Credit Risk Manager

    Sept 2021 - May 2024

  • Commercial Banking Relationship Manager Funding & Transaction

    Jan 2020 - Sept 2021

  • Commercial Banking Relationship Manager

    Sept 2017 - Jan 2020

  • Commercial Banking Relationship Manager

    Mar 2017 - Sept 2017

  • Commercial Banking Relationship Manager

    Jun 2014 - Mar 2017

  • Program Development Officer

    Jan 2014 - May 2014
• 

  Goethe-Institut e.V.

  May 2024 - now

  Student

  As a dedicated student at the Goethe Institut, I am passionate about mastering the German language and immersing myself in the rich culture it represents. By day, I am diligently honing my linguistic skills and expanding my knowledge of German literature and history. But by night, I transform into a witty and creative blogger, sharing my language learning journey, cultural insights, and humorous anecdotes with a global audience. Through my blog, I aim to inspire others to embrace language learning with a sense of humor and curiosity, fostering connections and understanding across borders.Join me on this exhilarating adventure as I navigate the world of academia by day and the blogosphere by night, spreading language and laughter one post at a time! Let's connect and explore the endless possibilities of language and culture together. Show less