Corey Rowell

Experience

• 

  Regions Bank

  Oct 2014 - Aug 2022

  Reviews loan application in conjunction with income, asset and credit documentation for data integrityand accuracyManually underwrites files according to guidelines and performs analysis of income assets, credit, FairIsaac Corporation (FICO), Debt to Income, Loan to Value and review for any potential riskSets clear and concise conditions for missing documentation that is necessary to meet investorguidelinesCommunicates underwriting decision and explains reasons for conditions in the Empower system Show less • Draft and review loan documentation and own risks associated with various types of loans• Constantly communicates with Relationship Manager, Portfolio Manager or Underwriter and closing attorney during closing activity as it relates to a review of loan documentation, title, and other due diligence• Ensures the loan is closed and funded per the loan approval and that supporting documentation conforms to loan approval and policy• Identify issues related to documentation, policy, or regulatory exceptions Show less

  • Underwriter

    Jul 2020 - Aug 2022

  • Commercial Loan Specialist

    Oct 2017 - Jul 2020

  • Branch Service Leader

    Oct 2014 - Oct 2017
• 

  PNC

  Aug 2022 - now

  Works independently with little or no oversight. May exercise some exception and elevated approval authority. Prepares offerings for all types of transactions at any level of complexity or in management of a portfolio as assigned. Interacts with internal/external customers. Provides recommendations for credit structuring. May serve as subject matter expert for certain asset classes.Using independent judgment to identify risks and mitigants, prepares offerings and/or scorecards, such as risk ratings, by analyzing credit, collateral strength, and financial worthiness of loan/transaction parties. If relevant, performs ongoing credit risk management for assigned portfolio. May coach and/or review the work of other underwriters and fill in for manager as required.Contacts internal/external customers and other parties as appropriate to gather information and to clarify inconsistent, incorrect, or missing information. May perform relevant pre-approval and post-approval activities.Identifies and/or confirms all external regulatory requirements. Ensures internal policies/procedures are followed.Makes recommendations on credit decisions or makes credit decisions directly, as appropriate. Show less Administers small-level to mid-level risk transactions for clients with the goal of minimizing losses and optimizing resolutions.Negotiates workout options with customers to reduce risks and losses. Works with internal and external business partners and borrowers to better secure collateral coverage. Adheres to established policies, procedures, and regulations.Assesses borrower structure and financial statements, such as balance sheets, income statements and cash flows. Evaluates overall strengths and weaknesses of the borrower. Reviews relevant documents and transaction deal structure. Show less

  • Commerical Underwriter

    Sept 2024 - now

  • Commercial Asset Manager

    Aug 2022 - now