Pete Jardine

Experience

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  U.S. Bank

  Feb 2001 - Mar 2005

  Assistant Relationship Manager

  Primary task was to perform complete credit analysis on current and new credit relationships with companies whose revenues are greater than $5 million per year. Responsible for: 1) completion of credit analysis approval documents for loan requests/annual reviews of credit relationships, which includes analysis of financial performance, analysis of collateral and loan structure, and evaluating/establishing financial covenants; 2) determining proper risk ratings; 3) acknowledging customer/relationship strengths and mitigating critical risks; 4) evaluating the current economic environment on a macro and micro scale; 5) determining the profitability of the relationship; 6) preparing and reviewing loan documentation. Show less

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  Commercial Federal Bank

  Mar 2005 - Dec 2005

  Senior Loan Review Analyst

  Supervise an audit group of analysts while conducting on-site reviews in each of the Bank’s major commercial markets to manage the credit risk of a $3.8 billion commercial loan portfolio. Perform audits of internal controls for managing risk associated with commercial lending through analysis of commercial loan underwriting, approval procedures, boarding systems, monitoring requirements, and conformity to the Bank’s designated exposure limits. Analyze commercial loans and assign risk ratings to ensure accurate and adequate loan loss reserves. Present results of on-site audits to senior management and offer recommendations to improve business processes affecting financial and compliance objectives. Show less

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  Bank of the West

  Dec 2005 - Mar 2012

  Internally promoted to manage the credit underwriting department of Great Plains Division. Supervise 1 Division Credit Officer in Iowa while making credit approval decisions for commercial loans (C&I lending, real estate lending, construction lending and Ag) in the 4 state area of Kansas, Missouri, Iowa and Nebraska. Credit decisions also include NFS, Overdraft decisions and consumer override requests and small business override requests. Target customers have revenues of $5MM to $50MM. Commercial lending approval authority of up to $7.5MM with 10% override authority.Directly responsible for the management of maturing loans pipeline work flow, past dues and portfolio quality.Other responsibilities include the review of problem loan reports and assessing the management of problem loans, training of credit analysts and small business bankers, dissemination and training of Bank loan policies and procedures, working with the lending staff with properly structuring loans, coordinating bank stress tests, coordinating external regulatory reviews and internal loan reviews, and risk management of the bank's assets. Act as a liaison between the lending and lending support staff, the underwriting department, and senior credit administration. Bank of the West (merged with Commercial Federal 12/2005 Show less

  • Vice President - Division Credit Manager

    Mar 2008 - Mar 2012

  • VP, Division Credit Officer

    Dec 2005 - Mar 2008
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  Great Western Bank

  Mar 2012 - May 2022

  Credit Manager and Approver for the State of Nebraska. Focus is on credit approval decisions for commercial loans (C&I lending, real estate lending, construction lending, mortgage warehouse lending & agribusiness), loss share loans and consumer loans with exceptions for the 70+ branches located in Nebraska. Target customers have revenues of $2MM to $1Billion or more. Commercial lending approval authority of up to $15 Million. Manage the state's 7 credit analysts and work with the analysts in managing workflow, credit display and financial spread quality and training of the bankers. Indirectly responsible for the management of maturing loans pipeline work flow, past dues and portfolio quality.Other responsibilities include the review of problem loan reports and assessing the management of problem loans, training of credit analysts and bankers, dissemination and training of Bank loan policies and procedures, working with the lending staff with properly structuring loans, coordinating bank stress tests, coordinating external regulatory reviews and internal loan reviews, and risk management of the bank's assets. Act as a liaison between the lending and lending support staff, the underwriting department, and executive credit and risk management. Report directly to the Chief Credit Officer of the bank. Show less

  • General Manager - Strategic Business Services

    Aug 2018 - May 2022

  • Senior Vice President - Regional Credit Manager

    Mar 2012 - Aug 2018
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  First Interstate

  May 2022 - now

  • Director of Special Assets

    Oct 2023 - now

  • Regional Special Assets Manager

    May 2022 - Oct 2023