Fady Helou, CFA, CMA

Experience

• 

  Alfa Telecommunications

  Aug 2009 - Aug 2013

  • Check and input the data of recharge cards and prepaid line dealers’ invoices on the accounting system.• Process sales invoices and generate schedules for receivables, presales and revenue accounts.• Maintain records regarding payments and account status.• Perform reconciliation of cashier application vs. billing system vs. the cash statements of the different cashiers.• Participate in audits and other examinations of financial records; provide auditors the reports and documents as required in a timely manner. Show less

  • Accounts Receivables Accountant

    Jun 2012 - Aug 2013

  • Customer Service Representative

    Aug 2009 - May 2012
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  Banque du Liban

  Aug 2011 - Aug 2011

  Summer Internship
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  FFA Private Bank

  Aug 2013 - Jul 2015

  • Conduct internal audits in conformance with auditing procedures and departmental policies.• Report audit findings and make recommendations for the correction of unsatisfactory conditions and improvements in operations.• Provide recommendations in improving the organization's controls and operations.• Review and report on the accuracy, timeliness and relevance of financial and other information that is required by management. • Control and verify forex, futures, options, financial securities and commodities operations.• Act swiftly upon any change in customers’ profile or market conditions.• Monitor risk: Over limit and Margin Call accounts.• Daily follow up & monitoring of clients by reviewing and approving daily transactions in view of recommending actions for better account management.

  • Internal Auditor

    Feb 2015 - Jul 2015

  • Risk Management Analyst

    Aug 2013 - Jan 2015
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  HSBC

  Aug 2015 - Jun 2017

  Asociate Corporate Banking Manager

  • Manage corporate clients with multiple industry focus to provide effective service and renewal planning.• Identify, target and realize new share of wallet opportunities through provision of new products and services.• Conduct proper KYC and fulfill the compliance requirement with the regulated bodies.• Visit clients and gather necessary information to do a complete credit review including financial statements analysis, credit analysis, facilities structuring, and debt structuring/restructuring and documentation examination. • Market the bank’s products and promote bank services. Show less

• 

  BLOM BANK s.a.l.

  Jun 2017 - Aug 2021

  Associate Corporate Banking Manager

  By way of merger HSBC transferred its business in Lebanon to BLOM Bank, hence, I became a BLOM bank employee effective 16-Jun-2017 and maintained the same position and responsibilities (detailed below) held at HSBC.

• 

  KPMG Saudi Arabia

  Nov 2022 - now

  The following provides an overview of the major projects in which I have actively participated:• Incentive Program Enhancement for Industrial Sector Sustainability:In my role, I significantly contributed to enhancing the sustainability of the industrial sector by developing and implementing an incentive program designed to mitigate the financial effects of energy pricing reforms. My contributions spanned various areas including the design and strategic realignment of the program to ensure it met its core objectives. I crafted a comprehensive methodology for beneficiary qualification that encompassed document verification, financial assessments, solution package allocation, and monitoring of disbursements. Additionally, I executed both quantitative and qualitative analyses to evaluate the impact of the incentive on beneficiaries, specific subsectors, and the broader economy. To streamline the processes, I implemented an automated system for tracking and managing the qualification and disbursement processes.• In addition to the specific projects mentioned above, I have been actively involved in developing financial models, feasibility studies, business plans, and valuation for wide range of industries. Show less The following provides an overview of the major projects in which I have actively participated:• Regional Investment Reports Development:In this project, our team was entrusted with the task of crafting comprehensive regional investment reports. These reports served as invaluable resources for both local and foreign investors seeking to gain insights into the economic and demographic profiles of different regions within the Kingdom. By offering a detailed overview, we enabled investors to make informed decisions that align with their investment strategies in the Kingdom.• Investment Attraction Mandate for a Specific Region:Another significant engagement revolved around a targeted investment attraction mandate, with the primary objective of boosting foreign and local direct investments in a specific region. Our efforts concentrated on identifying key sectors ripe with business opportunities. Through thorough analysis and highlighting these opportunities, we worked to captivate the interest of potential investors and promote investment in the region.• Incentive-Driven Local Investment Promotion:This project was aimed at encouraging large companies to expand their investments locally. Our role involved assessing individual projects from commercial, financial, and economic standpoints. Following a comprehensive evaluation, we would propose relevant incentives. These proposals were then presented to executive committees for approval. Show less

  • Manager

    Oct 2024 - now

  • Associate Manager

    Nov 2022 - Sept 2024