Muhammad Kashif Rafiq, ACMA (UK), CGMA, AFA,MIPA(AUS), APFA

Experience

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  Arif Habib Commodities

  May 2013 - Jul 2013

  Commodity Trader

  To prepare and communicate in house research to company’s valuable institutional and high net-worth clients.To formulate marketing tools and present new products to company’s existing clientele.To update company’s client database with regular in house commentaries.Presentation of company’s business profile to retail/institutional clients.To obtain client feedback on company’s services and to recommend and update company’s marketing mix.

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  Salvation

  Jul 2013 - Oct 2013

  Brand Ambassador

  Organize Events,Organized and lead major youth events for youth,On 11th of October, 2014 organized the biggest Youth Leadership conference of Asia; Leaders' Expo at Expo Center Karachi.

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  Summit Bank Limited

  Nov 2013 - Feb 2014

  Internship Trainee

  * Had exposure to all avenues of branch banking.* Helped the Bank Manager with his reports and conducted financial transactions in the system.* Received Cheques and Pay Orders with the bank teller and maintained daily records.* Opened Clients Accounts with the Account Opening Officer.* Learned basic insight operations of banking system, account opening section.* Completion of legal and banking documents related to employees and customer financing.* Assisted the officer in opening of local and foreign currency accounts.* Issuance of cheque books.* Provided guidance and provision of information to customers.* Facilitated the officer in filling of credit application form. Show less

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  RSM PAKISTAN (RSM Avais Hyder Liaquat Nauman Chartered Accountants)

  Feb 2014 - Jan 2016

  Senior Audit Associate

  The experience at the Audit and assurance department of the firm has enabled me to develop an understanding of regulatory environment of diversified industries, key business processes, the accounting and internal control systems of several organizations. Since my association with RSM Avais Hyder Liaquat Nauman Chartered Accountants, I have worked closely with the clients in understanding their business issues, assisting in tailoring the firm’s products to match their needs and managing firm’s resources to complete the projects. My responsibility includes:• Preparing client deliverables (including financial statements, internal control reports, system audit reports, audit reports, management letters).• Participating with supervisors and manager in planning and scheduling the audit engagements.• Planning, controlling, executing, reviewing and documenting audit work.• Reviewing compliance with legal and financial reporting framework.• Reviewing compliance with legal and financial reporting framework.• Reviewing budgets, comparison against performance, profit and cash flow forecasts.• Assessing adequacy of accounting systems and evaluating & testing internal controls.• Checking compliances with internal controls of different client as risk assessment procedures.• Applying Auditing & Financial Reporting Standards, and guidelines.• Reviewing, analyzing and interpretation of financial statements.• Ensuring compliance with regulatory requirements.• Attending & observing annual physical inventory, cash and investment counts on year end. Show less

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  EY

  Jan 2016 - now

  Client portfolio includes: Indus Motors Company Limited (Toyota)Honda Power Products (Pvt) LimitedAuVitronics Limited (A group company of House of Habib)Aspin Pharma (OBS group company)National Foods LimitedKhaadi (Pvt) LimitedTower Sports (Pvt) Limited (Tensports)International Industries LimitedTri-pack Films LimitedFossil Energy (Pvt) LimitedGeneral Tyre and Rubber LimitedEBM (English Biscuit Manufacturing)7th Sky EntertainmentGatronova GroupEngro CorporationAl-Rahim TextileGadoon TextileUnited TowelSBT Japan Show less - Engaged in internal audits, internal control risk remediation, enterprise risk management and other services to a diversified portfolio of client.- Responsibilities involved the understanding of key business processes, identification of key risks and evaluation of controls in place to mitigate those risks. It also involves the performance of walk-through procedures and conducting detailed testing such as compliance with IAS/IFRS, local laws and regulations, and entity specific SOP's & policies in order to evaluate the efficiency, effectiveness and economy of the internal controls.- Discussing the audit observations with client’s management & agreeing on action plan & timelines for incorporating the audit recommendations.- Led and finalized multiple audits / advisory clients.- My role towards compliance with E&Y global methodologies is to develop risk and control matrices to drive the work to be done and to create test plans and clear working papers to document test results.- Finalising engagement deliverables and preparing presentations for Board Audit Committee (BAC) meetings.- Drafting policies & procedures as part of SOP's development projects including GAP analysis.System Expertise- Hands on experience of leading ERPs such as SAP (R3) and Oracle.- Capable of using Microsoft Office for financial analysis, reporting, process flows and presentations. Show less

  • Manager

    Mar 2021 - now

  • Assistant Manager

    Oct 2020 - Mar 2021

  • Supervising Consultant

    Jul 2020 - Oct 2020

  • Senior Risk Consultant (Risk Advisory, Internal Audit, GAP Analysis & Performance Improvement)

    Jan 2016 - Jul 2020