Miguel Perdomo

Experience

• 

  HSBC

  Sept 2011 - Dec 2015

  • Reduced by 75% time required for liability calculations through the redesign of the valuation process• Led the projection of the 2015 annual operating plan worth $70M for the insurance business• Coordinated the deployment of different software tools for data management and financial modelling • Participated in the actuarial department for the leading insurer in Hong Kong. Identified improvement opportunities in Mexico’s actuarial operation and led the change in models and processes

  • Actuarial Manager

    Jan 2014 - Dec 2015

  • Actuarial Manager

    Jun 2013 - Dec 2013

  • Actuarial Manager

    Jan 2013 - Jun 2013

  • Trainee

    Sept 2011 - Dec 2012
• 

  HEC Paris

  Jan 2016 - Jun 2017

  MBA Candidate
• 

  (MILVIK) BIMA

  Jul 2016 - Aug 2016

  Summer Intern

  • Developed three new micro-insurance products through analysis of data on customers’ data and market dynamics

• 

  Citi

  Jun 2017 - now

  Management Associate

  • Independent Risk – Unsecured Lending: Led the Income Estimation Methods project to analyze and identify the best practices in the Cards and Personal Loans businesses across Citi• Digital – Messaging: Coordinated the design and implementation of alerts and notifications to be received by almost 3M customers in the Consumer Banking segment• Credit Cards Risk – ECM: Designed the analysis and strategy for the Cash Advance product to reduce the impact on the risk profile for the Credit Card Portfolio. Show less

• 

  Citibanamex

  Mar 2019 - now

  • Led risk strategies and built business cases for the Credit Cards portfolio. Initiatives included population sizing and expansion, launch of new products and redesign of existing ones (such as line increases, loans, cash, and payment plans). • Created ad-hoc strategies based on portfolio performance during the Covid pandemic, which required dynamic decisions and effective actions on issues such as payment trends, collection and loss trends, all with limited previous experience.• Led the existing cards risk team in implementing bank-wide strategies such as the change of income model for the credit cards and personal loans portfolios, and the implementation of a card and customer level behavior score. Show less

  • Senior Vice President - PyME (SME) Risk Strategy

    Jun 2022 - now

  • Credit Portfolio Senior Manager

    Mar 2020 - Jul 2022

  • Vice President Strategic Investment Office

    Mar 2019 - Mar 2020