Zachariah Lofton, MBA

Experience

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  Synovus Financial

  Oct 2000 - Jan 2006

  Assistant Financial Manager II, Banking Officer

  Provided banking services and products through needs-base sellingGrew the overall deposit base and loan portfolio of the branch through effective sales, lending, customer service, cross-selling, and Cold CallingProtected the assets of the bank by managing a quality loans portfolioIncreased PBs' and tellers' referral to 5 per week (up from zero activity)Managed, trained and coached 10 to 14 staff membersEducated and matched bank's products to customers

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  Xquisite Services, LLC

  Sept 2005 - Feb 2008

  Small Business Owner/Founder

  Business development - first van operated at 80% capacity within first 6 monthsManaged and executed the day-to-day operation of the businessDeveloped short and long term strategies to maximize profitsEffectively managed operation costs to maximize shareholders' return on equity

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  Fidelity Bank

  Jan 2006 - Feb 2008

  Provided sound products and services to clients, while minimizing risks to the bankManaged loans and deposits portfolios through business developmentUnderwritten, processed, approved, and declined consumer loans Managed staff of 8 covering 8 branches in the West RegionCoordinated and led weekly Telephone Conferences to discuss operational updates, sales goals, loan requests, general employee's issues, etc.Evaluated and monitored performances, and if needed, provided developmental training via One-on-One coaching, Online Web Courses, In-house training, etc. Show less

  • Float Team Manager, Banking Officer

    Jul 2006 - Feb 2008

  • Assistant Branch Manager

    Jan 2006 - Jul 2006
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  Guaranty Bank

  Feb 2008 - Dec 2013

  AVP, Sales Service Manager

   Ensured compliance with bank and governmental policy, regulatory and legal requirements Ensured three locations are operational sound with accordance to branch standards Conducted and wrote weekly, monthly, and annual performance reviews, appraisals, and budgets Directed and exceeded monthly deposit and loan goals Under my leadership, facilities recognized as most operational sound locations Recognized for creating sales variance report to track employees’ sales Effective managed the branch scorecard’s elements to corporate KPMs Directly managed a staff of 8 employees (4 managers) by building a cohesive and effective team unit and oversaw 13 other employees Show less

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  Clayton State University

  Jan 2009 - Jan 2011

  MBA Graduate
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  Wells Fargo

  Nov 2013 - Mar 2014

  Lead Personal Banker II

   Led, supervised, and developed a group of seven sales members (six PBs and one CSR)  Developed and maintained relationship with internal partners to maximize sales opportunities Provided sound financial counseling and lending service to new and existing customers  Managed a diverse household customer portfolio, while cross-selling additional products Assessed and met the total financial needs of the customers Stage directed branch that has over 17,000 transactions per month Show less

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  Bank of America

  Mar 2014 - Nov 2015

  Banking Center Manager II, AVP

   Lead, manage the sales, service, and operation of a high traffic center with over 9000 visitors per month and annual revenue over $2.5MM Achieve community involvements and volunteering events Develop and maintain relationship with internal partners to maximize sales opportunities Coach staff of 14 team members to grow and retain customer relationships Responsible for associate development, risk mitigation, and regulatory compliance Provide sound financial counseling and lending choices to new and existing customers  Manage a diverse household portfolio of customers Lobby Lead the branch that has 15,000 to 16,000 transactions per month Show less

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  COUNTRY Financial®

  Jun 2016 - Apr 2017

  Licensed Financial Representative

  Enlightened professional with over 16 years of relative experience. I offer a wide range of products and services to meet the financial objectives of my clients. I also hold my Series 6, 63, Property and Casualty, and Life and Health Licenses.

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  Truist

  Apr 2017 - now

  VP, Branch Leader