Ashish Kumar

Experience

• 

  State Bank of India

  Jun 2015 - now

  • Currently managing 35 customers with total portfolio size of 450Crores.• Associated with SME segment of bank providing working capital solutions to MSMEs in form of Fund Based and Non Fund based facilities like Cash credit, Packing credit, Bank Guarantee, Letter of credit, Inventory Funding etc.• Assessment of Term loans including Renewable energy projects.• Responsible for Balance Sheet analysis and assessment of credit limits.• To source new clients for the bank and explore different business opportunities with existing clients.• Monitoring the post disbursement activities. Show less • Managed a semi-urban branch with total Deposit of 60Crores and advances of 85Crores.• Management of Customer Branch operation requirement for rendering and achieving quality services.• Achievement of all business budgets – deposits, advances, profit, other income, cross selling, etc.,• Improvement of asset quality of advances and reduction in NPA/SMA.• Approval of various loan applications-Housing Loans, Car Loans, Personal Loans, KCC, Asset Backed loans etc. after due diligence.• Brought out the best of the branch’s personnel by providing training, development and motivation. Show less

  • Relationship Manager Sme

    Jul 2021 - now

  • Branch Manager

    Jul 2019 - Jun 2021

  • Deputy Manager

    Jun 2015 - Jun 2019