Samadul Islam

Experience

• 

  Eastern Bank PLC.

  Mar 2013 - Apr 2015

  Senior Loan Officer (SME Banking Division)

  Key Responsibility:  Regular business visit to verify business stocks, sales, receivables, payables etc.  Monitoring & collection EMI on or before EMI due date to maintain good health of the loan account Overall phone call & physical meeting with clients.  Preparation of credit proposal/ Credit Memorandum as per PPG  Preparation of Financial Statement (Cash Flow Statement, Balance Sheet, WCR, Investment Plan) of SME Searching potential SME borrowers by market survey, Business call Correspondence with the Head Office regarding Credit Related Issue  Making daily working report & reporting to the respective supervisors Generating strong relationship based business in favor of institute  Any other responsibilities assigned by Management as & when required. Show less

• 

  IDLC Finance Limited

  Jun 2015 - Sept 2018

  • Follow up post facto activities & Receiving Deferral documents, checking & updating in System and handover to archiving team. Ensuring error free security documents checking and maintenance. • Follow up with the customer, Developer and AC land office on regular basis to ensure the completing of the security documents on timely manner through letter, telephone call or physical visit.• Preparation & Checking of Deeds (Mortgage/Redemption/POA/Affidavit) along with Execution of Mortgage, IGPA & Redemption & Revocation.• Matured Deed withdrawal against SRO from Sub-registry offices when required.• Co-ordination with vendors/Business unit/legal team/stakeholder for smooth services.• Circulate regular reports/MIS & update deed collection status when required.• Maintain regulatory compliance and audit requirement.• Other activities as assigned by the unit from time to time. Show less • Documentation and disbursement of all types of secured, unsecured credit products with post disbursement activities on daily basis.• Preparing the sanction letters, NOC and sending the same to the Customers.• Home loan documentations and relevant transactions into the system.• Execution of all sorts of loan maintenance related transactions of the department• Other activities as assigned by the unit from time to time.• Preparation & Checking of Deed (Mortgage/Redemption/POA/Affidavit) • Execution of Mortgage, POA & Redemption • Deed withdrawal (SRO/Original/Certified) from Sub-registry office• Coordination with AM for completing mutation and mortgage for TLA customers• Circulate regular reports/MIS & update deed collection status in satellite• Coordination with vendors/AM/stakeholders for smooth services• Maintain regulatory compliance and audit requirement Show less

  • Officer (Operations Division)

    Jul 2017 - Sept 2018

  • Assistant Officer (Operations Division)

    Jun 2015 - Jun 2017
• 

  BRAC Bank PLC

  Sept 2018 - now

   Prepare loan documentation and ensure charges on securities are created in due process prior to Disbursement as per sanction letter and Bangladesh Bank guidelines.  Check charged documents, proposal, approval, loan application, KYC, visit report and other Relevant documents related to the proposal. Check document checklist for smooth disbursement. Prepare Disbursement Memo and arrange disbursement. Follow up post facto activities & Receiving Deferral documents, checking & updating in System and handover to archiving team. Ensuring error free security documents checking and maintenance.  Ensure the proper input of loan account information in the operational software. Follow up ICC audit observation in collaboration with ICC Department. Provide support service to Relationship Managers regarding refinance claim from Bangladesh Bank and complete documentation formalities in this regard. Assist legal Department for charge document preparation as per sanction letter and approval by Management for smooth disbursement. Other activities as assigned by the unit from time to time. Show less

  • Associate Manager - Asset & ROC Operations

    Jul 2022 - now

  • Associate Manager, Asset Operation & SME Loan Documentation

    Sept 2018 - Jun 2022