Bayu Kurniawan

Experience

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  Citi

  Jan 2010 - Jan 2012

  Credit Management Officer

  Offer payment schedule for existing credit card and personal loan customers

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  PT Commerce Finance

  Jan 2012 - Jan 2014

  Collection Head

  Lead Collection Team

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  PT Bank Muamalat Indonesia Tbk

  Jan 2014 - Jan 2016

  Unit Manager

  - Developing business and increase portofolio by amount size and account- Manage Cost, Capacity Planning to ensure they are aligned with business plan.- Manage Marketing staff, credit analyst staff, operation staff and Collection staffs and through hiring, coaching, and training.- Monitoring existing customer and detecting Non performance Financing/loan and make sure repayment rate minimum 90%

• 

  BNI Life

  Jan 2016 - Jan 2018

  Area Sales Manager

  -Developing business by Increase productivity by number of clients amount and network-Recruit, Hiring, Training and Coaching sales team-Increase good relationship with existing clients and new clients-Making good Relationship and Coordinating with business partner-Problem solving and handling objection-The Best National Worksite Area Sales Manager in 2016-The Best National Worksite Area Sales Manager in 2017

• 

  Bank Mega

  Jan 2018 - Oct 2019

  Branch Manager

  -Develope business by increasing NTB, CASA, FBI, CCPL, SME Financing-Supervising Marketing, operation, collection and Relationship Manager -Monitoring branch performance-Profit and Loss management-Increasing Mega first portofolio

• 

  OYO Indonesia

  Sept 2019 - Dec 2020

  Senior Business Development Manager

  -Developing business by increasing number of room acquisition-Business dealing with property owner-Lead Business Development Executive Team

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  PT. BPR Gunung Ringgit

  Feb 2022 - now

  President Director

  Transforming Traditional Rural Bank into Digital BankIncreasing profit from minus to high surplusDecrease Non Performing loan from high double digit to low single digit