Julius Cavin Okoth

Experience

• 

  PwC

  May 2010 - Aug 2010

  Project Accountant/Regional Field Officer

  • Coordinated activities relating to reporting, accountability and capacity building of Project Sub-Implementers contracted by the National Aids Control Council (NACC), funded by the World Bank• Carried out pre and post disbursement assessment, training of groups on income generating activities and capacity building• Audited the implementers’ financial and technical reports• Liaised with partner groups on financial literacy, training of local groups in basic accounting and documentation for accountability• Documented project files and provided reconciliation reports Show less

• 

  Co-operative Bank of Kenya

  Sept 2010 - now

  • Generating, analysing and monitoring MIS reports toprovide business direction• Driving performance improvement and ensuring excellentexecution of business initiatives by providing insight andadvice in areas such as sales force effectiveness, customerand portfolio profitability, pricing strategy and cost control• Developing, updating and circulating reports for new andexisting products• Driving business performance through high qualityactionable analysis, financial commentary and othercommunication channels• Managing the bank’s asset and liability offering for retail &business customers, ensuring the business remainscompetitive while also achieving stated income targets• Understanding relevant compliance and regulatorychanges• Preparing and consolidating departmental and branchreports• Preparing and monitoring performance against set targetson a weekly basis• Managing departmental data and providing responses tousers as required• Preparing daily, weekly, monthly and quarterly progress reports• Preparing and submitting AD-HOC Departmental reports • Offering regional support by compiling and submittingmonthly/weekly consolidated regional progressperformance reports• Supporting branches to achieve their profitability targetsthrough revenue maximization initiatives, prudent costmanagement and operational excellence• Supporting branches in implementation of key deliverablesin transformation and new product/operational initiativesrelating to branch operational matters• Working with the branch banking team to deliver the Retaildistribution plan within set deadlines• Acting as liaison between branches and Head officedepartments on daily outstanding issues• Handling adhoc requests from the Branches within giventimelines and providing operational assistance as may berequired• Following-up on operational issues that may emanate fromthe regulator (Central Bank of Kenya), relating to branch issues and customer concerns Show less • Researched, proposed and championed new productsand product enhancements• Ensured asset, liability and income targets were met for retailproducts. This was achieved by establishing and implementing new offerings and enhancements to existing ones in line with the bank’s retail strategy• Continuously reviewed customer segmentation and executedsuitable liability product activity to target and sustain viablesegments in line with the Bank’s Retail Strategy• Monitored and provided feedback to business-line leadership on competitor product activity, including pricing• Co-ordinated the production of a uniform tariff for retail customers, which would be easily understood by customers and staff and hence easy to administer• Championed the implementation of new products by:• Monitoring the market and planning new products regardingthe bank’s strategy• Presenting the new product ideas• Engaging relevant stakeholders in:• Building a business case• Getting approvals from each related department andpreparing feasibility reports• Closely monitoring implementation• Completing all product testing• Launching the said products• Liaising with Marketing and Public Relations on necessarynotices to government/regulators and the public of anyproduct and price changes• Liaising with Marketing and Public Relations on necessarymarketing processes• Reviewing and providing feedback on customer satisfactionsurveys, responding to customer product concerns Show less • Provided leadership for the branch's direct sales team• Handled portfolio management for salaried clients including credit and investment opportunities• Provided customer service• Performed credit documentation activities • Provided compliance reports for long-term and short-term consumer loans for salaried clients• Conducted checks on credit documentation output as applicable• Ensured that the data sources used for appraisal were correct• Identified and processed risks/inefficiencies and implemented efficient and effective enhancements• Bulk and Executive Teller • ATM Custodian Show less

  • Business/Product Performance Analyst

    Jan 2018 - now

  • Product Development Officer - Liabilities

    Feb 2015 - Jan 2018

  • Personal Banker

    Sept 2010 - Feb 2015