Bruno Xhani

Experience

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  ProCredit Bank

  Jan 2014 - Dec 2017

  ● Delivered active functional support and assistance to Business, Retail, and Underwriting Departments regarding different lending processes and was commended by senior management for exemplary performance in successfully implementing the DMS system for automated loan management within the Group.● Managed various day-to-day duties including activation of current accounts, saving accounts, time deposits accounts, execution of national/international transfers, loan disbursements, and contract implementation. Show less

  • Business Client Advisor| SME Department

    Oct 2015 - Dec 2017

  • Credit Operations Manager

    Sept 2014 - Oct 2015

  • Private Client Advisor

    Jul 2014 - Sept 2014

  • Young Banker

    Jan 2014 - Jul 2014
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  Intesa Sanpaolo Bank Albania

  Dec 2017 - Apr 2020

  Relationship Manager| Corporate & SME Divison

  ● Rendered exceptional customer service to commercial banking clients which resulted in achieving the new client acquisition annual target within 6 months.● Managed independently a portfolio of 90 SME and Corporate clients and successfully expanded the internal and external network.● Strengthened upper-tier decision-making capabilities by compiling and generating monthly reporting on the quality of the portfolio and achieved a personal NPL of 3%● Collaborated with other lines of business to generate partner referrals and cross-selling opportunities and was awarded for top performance and partner referrals. Show less

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  CREDINS bank

  Apr 2020 - Oct 2021

  Relationship Manager

  ● Managed a portfolio of 130 SME business clients and actively engaged in the process of direct acquisition which resulted in the increase of the new loan disbursement by 30% within the first 6 months.● Conducted financial analysis, structured credit proposals for assigned portfolio and assessed the creditworthiness of potential customers while adhering to the bank’s credit risk policies. ● Member of Credit Committee Approval body and presented the applications to the decision makers with a high approval rate.● Created excellent relationships with different businesses which resulted in lucrative partnerships and an extended network. Show less

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  Crimson Finance Fund Albania

  Oct 2021 - Apr 2022

  Business Credit Advisor

  ● Utilize business development acumen for identifying, securing, and closing potential deals with different business clients to enhance the company’s targets through direct acquisition, business plan evaluation, terms negotiation, and recommending proper financial products which successfully resulted in enhancing the customer base by 65%.● Mitigated credit and market risks of existing and potential new clients and their investment plans by performing key financial indicators analysis. ● Devise, create, and formulate individual aggressive acquisition strategies, by the Institution’s development strategy while actively participating in the formulation and implementation of the Business Sales Strategy of the institution. Show less

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  IMS Integrated Merchandising Solutions

  Jun 2022 - now

  Financial Analyst

  ● Works successfully with a diverse group of coworkers to accomplish goals and address issues related to the financial situations of the clients.● Prioritizes and organizes tasks to efficiently accomplish department goals.● Demonstrates self-reliance by meeting and exceeding workflow needs.● Prepares budget forecasts and invoices as per performed works. ● Ensures timely payments receival and recommends cash flow adjustments. ● Manages financial statements preparation.