Ashley Ferguson

Experience

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  World Finance

  Feb 2015 - Feb 2022

  Branch Manager

  Leading an office of 4 employeesRunning a profitable branchCollecting current & past due payments.Preparing New Loans, Refinances, and Former Borrowers.Prepare accounts for legal garnishment.Collecting payments and issuing receipts as requested or needed;Complete tax filings and dealing with matters relating to the IRS.Process online loan applicationsInbound & outbound callsType 50+ wpmInform clients of overdue accounts and amount currently owedSet up repayment plansResearches and skip traces debtors by accessing on-line sources and a variety of information sources such as city and telephone directories, relatives, neighbors, etc.Completing bankruptcy paper work.Repossess vehicles when payment is 30 days past due with no contact. Show less

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  Mortgage Investors Group

  Feb 2022 - May 2023

  Develop all LO correspondence, including but not limited to:Manage birthday card databaseContact FSBO’s with mailings to contactDevelop all Flyers (i.e. listing and marketing)Order postcards for all appraisalsMail intro letters to all pre-qualsMail thank you letters to all realtors for referralsManage monthly or quarterly newsletter for Los (including set up, mailings, and issuing deadlines for material)Distribute Loan Status reports weekly to realtorsEmail weekly rate sheet to realtor databaseCall online applicants to obtain all info not providedCall to report weekly loan status to customersFollow up with previous pre quals to maintain contact with customers who have not closedThank you letters for business for newly closed clientsUpdate and maintain closed loan database monthlyAttend weekly team meeting and bi-weekly LO meetingsLock in loans while LO’s are in fieldOrder appraisal and title and stack files in submission order on all new files before handing to processor (LO to review before hand off to processor)Manage mortgage returns and top of mindsTrack UTCs, closings, and lock expirations to meet deadlinesRunning Credit ReportsTaking loan applications/PrequalsInputting loan data from start to finish into systemRunning loans through various systemsLoan file submission to underwriting Show less

  • Mortgage Loan Officer

    Sept 2022 - May 2023

  • Loan Officer Assistant

    Feb 2022 - Sept 2022
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  First Choice Lending Inc

  Jun 2023 - now

  • Social Media Manager

    Feb 2024 - now

  • Mortgage Loan Officer

    Jun 2023 - now