Lance Tarhan

Experience

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  Delux Transportation Services

  Feb 1979 - Apr 1985

  Driver/Dispatcher

  Drove radio dispatched marked and unmarked sedans, station wagons, 16 passenger vans and limousines for hire in the Tri-State Long Island, New York City area. Also was the Saturday overnight dispatcher for over five years responsible for providing livery services to a variety of clientele both on demand and by reservation.

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  Faith 'n Lance Desserts, Inc. d/b/a Faith's Bakery

  Apr 1985 - Sept 1994

  Owner and Vice-President

  Responsible for sales and service of this critically aclaimed wholesale/retail Bakery based in Park Slope, Brooklyn, servicing the New York City region.

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  Advanced Mortgage

  Apr 1993 - Mar 1994

  Loan Officer

  Loan officer and mortgage broker training.

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  Exchange Mortgage Corporation

  Sept 1994 - Oct 1995

  Loan Officer

  Originated residential mortgages through personal contacts. Exchange Mortgage was purchased by M&T Mortgage in the fourth quarter of 1995.

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  M&T Mortgage Corporation

  Oct 1995 - Sept 1997

  Senior Loan Officer

  Originated Residential Mortgages through personal contacts. Left this position because the corporate sales philosophy conflicted(s) with my own service philosophy. They also had offered me a management position which they rescinded in the eleventh hour which made it very awkward to stick around.

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  All Money Mortgage Bankers

  Sept 1997 - Sept 1998

  Assistant Vice-President

  Assitant Vice-President, Brooklyn Sales Manager.Company resisted and wouldn't accept the advantage to integrating technology into the day to day operations and I really didn't wish to be left behind as other companies adanced into the 21st century.

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  First Financial Equities

  Sept 1998 - Apr 2003

  Regional Manager

  Managed sales force in the New York City area. Supervised marketing, originations, processing, underwriting and the sale of loans on the secondary market. Generated mortgage loan applications from personal referral base.Left this position when it became clear that management liked me right where I was. The prospect for advancement did not exist there for numerous reasons.

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  All American Mortgage

  Apr 2003 - Oct 2003

  Managing Director

  Managed the sales force and monitored post closing and secondary market activity. Also generated loans from my own referral base. Closed loans considered possibly problematic with minimal risk to the company.Mutually separated from this position as the company's owner and I were pursuing two different business models that did not co-exist well.

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  LCT Solutions, LLC

  Oct 2003 - now

  Special Projects Consultant

  My business experience goes back to the early 1980’s, as a small business owner, and has continued to expand through my residential real estate mortgage career, progressing to hard to place commercial and business financing, forensic real estate issues including building management, identifying financial strategies for both small business owners, their businesses, and individuals. Deeply networked and considered a highly effective problem solver, I have the capacity to come up with solutions where no solutions have gone before. It is definitely worth running any sort of complex real estate, small business, financing and other financial situations past me in search of a successful solution. Show less

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  Gefen Financial

  Oct 2003 - Feb 2005

  Senior Loan Officer

  Originated mortgage loans through personal network of contacts while working on putting together the Avistar Mortgage office I later came to manage for many years.

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  The Resource Group

  Aug 2004 - Feb 2017

  Steering Committee Member

  The Resource Group NYC is a professionally exclusive business networking group that pursues the enhancement of professional relationships through regularly schedule meetings and events in order to further business referrals between the members. Check out their website at www.trgnyc.com for more information.

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  Avistar Mortgage

  Feb 2005 - Jul 2011

  Branch Manager

  I managed the New York and New Jersey branch offices for over six years. Some of the best years of my life in the mortgage industry thanks to the graciousness of the management of Avistar Capital Group. Unfortunately, due to the current environment and extreme governmental intervention, running the only mortgage broker office in a mortgage banking firm affected my ability to compete against lenders and made my office a compliance liabilty to the entire company. This forced the closure of my office in Brooklyn on May 31st, 2011 and made me look for a new home to continue my long career in the mortgage industry. Show less

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  PrimeLending

  Jul 2011 - Jul 2013

  Senior Mortgage Banker

  Provided extremely high quality service to clients and referral sources in the pursuit of residential mortgage financing.

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  Mortgage Master

  Jul 2013 - Jan 2015

  Senior Mortgage Loan Originator

  loanDepot acquired Mortgage Master in the first quarter of 2015.

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  LoanDepot

  Jan 2015 - now

  Loan Consultant NMLS #63835

  Being a "seasoned veteran" (the words of my Loan Analyst, not mine), I have been bringing humanity to the mortgage industry, one file at a time, since 1993. When I first start working with clients I tell them that they have a lifetime of free, unlimited questions, beyond their closing, repeat questions or not. If they wish to not hear from their Loan Officer, after their closing, I may not be the right guy for them. The relationship is the most important thing to me and it shows in the way I work. I find myself working on mortgages for the offspring of my clients who I closed in the 1990's. So far, no one has come close to maxing out the "unlimited questions" part and no one has been put off by the prospect of hearing from me after their closing. I also like to say, on my desk, there are no problems, only solutions! I am truly your friend in the mortgage business!loanDepot is America’s lender, offering home purchase and refinance loans nationwide. Our mission is to be your lender of choice by operating on sound principles of exceptional value, ethics and transparency. Licensed in all 50 states, loanDepot employs more than 7,500 people, and operates more than 200 lending stores nationwide. loanDepot.com, LLC, 6561 Irvine Center Drive, Irvine, CA 92618. All rights reserved. NMLS #174457(www.nmlsconsumeraccess.org). For more licensing information, please visit www.loanDepot.com/licensing. www.loanDepot.com/privacypolicy. Rates, terms,and availability of programs are subject to change without notice.loanDepot.com, LLC NMLS ID 174457. Licensed MortgageBanker - NYS Department of Financial Services No. 109061,6561 Irvine Center Drive, Irvine, CA 92618 This site is not approved by the New York State Department of Financial Services. No mortgage loan applications for properties located in the state of New York will be accepted through this site. New York consumers please visit www.loandepot.com for information about our loan products and applying for a loan. Show less

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  Network! Network!

  Sept 2017 - now

  Member

  An active participant at a very structured, robust business networking organization with truly high quality members.