Sumit Gupta

Experience

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  HCL Infosystems Ltd

  Jun 2012 - Jul 2012

  Summer Internship

  HCL Infosystem has tie-up with SBI bank, so I used to sit in SBI bank at AFS Lohegoan branch.here I did marketing and sales of HCL products, like (laptops, desktops & tablet)I generated 40 leads/prospects and converted 20 into real clients/customers for HCL.Here our target customers were SBI customers whoever has DSP (Defense salary package) a/c and interested to take personal loan with any of HCL products.so in that overall I learnt financing & loan (Documentation) part as well

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  Intec Capital Limited

  Mar 2013 - Oct 2013

  Relationship Manager

  Intec Capital limited, is one of the leading Non-Banking Financial Institutions in India. In the business of financing small and medium enterprises spread all across the country.Job Profile & Responsibilities :- Identifying Customers (Basically Consisting of Small & Medium Enterprises) in Pune. Through Cold Calling, Dealer references, existing client base etc. Explaining the Company’s product to the customer and customizing the products as per client’s needs. Making Credit Appraisal Memorandum for the new cases. Customers Banking analysis finding cheque bouncing and EMI bouncing and giving the score on their banking behavior. Collection & Finishing the Documentation part for file to get log in.  Deal Initiation, Negotiation & Finally closing the deal. Preparing the sanction letters and signing of the agreement & finally loan pre-disbursement documentation. Maintaining Healthy relations with clients in order to get future business. Cross selling & up selling. Show less

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  Standard Chartered Bank

  Jan 2014 - Sept 2018

  Business Development Manager

   Generate the Lead of Business loan & LAP (Loan against property) through Channels, Referrals, DSA’s, Connectors, Branches, and RM’s and direct.  Explaining the Company’s product like (Business loan, LAP & Current A/c) to the customer and customizing the products as per client’s needs. Maintaining Healthy relations with clients, Channels, Referrals, DSA’s, Connectors, Branches, and RM’s in order to get future business. Cross selling & up selling.

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  Tata Capital

  Sept 2018 - Apr 2021

  Senior Sales Manager at TATA CAPITAL
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  Axis Bank

  Apr 2021 - Sept 2021

  Sales Manager

  Working Capital Products

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  Standard Chartered Capital Limited

  Apr 2022 - now

  Manager

  LAP (Loan Against Product)