Timothy Trach

Experience

• 

  Wachovia Bank

  Sept 2003 - Oct 2006

  Loan Processor / Underwriter

  As a loan processor, I reviewed home equity closing documents for accuracy and compliance with regulations. I was promoted to an underwriter position, verifying supporting documents and completing credit decisions for home equity loans.

• 

  Belco Community Credit Union

  Oct 2006 - Aug 2016

  Senior Loan Underwriting Specialist

  My duties include supervision of the underwriting representatives, completing credit analysis and decision for consumer and small business loans submitted through direct and indirect lending portals. I am responsible with maintaining compliance with all state and federal lending regulations, as well as credit union policies and procedures. I resolve any escalated questions and complaints, and I participate as part of a team to provide loan training to new and existing Sales staff on an ongoing basis. Show less

• 

  New Tripoli Bank

  Aug 2016 - now

  . I complete financial analysis and credit recommendations for commercial and real estate loan requests with an emphasis on identifying, quantifying and mitigating risk. My department also ensures that loan documentation is accurately filed and retained, and completes appraisal reviews.

  • Loan Operations Manager

    Jul 2022 - now

  • Mortgage Loan Officer

    Jul 2021 - Jun 2022

  • Credit Analyst

    Aug 2016 - Jul 2021