Fady Rezkalla

Experience

• 

  CIB Egypt

  Jan 2018 - Apr 2020

  • Senior Personal Banker

    Dec 2019 - Apr 2020

  • Senior Universal Teller

    Jan 2019 - Nov 2019

  • Universal Teller

    Jan 2018 - Dec 2018
• 

  ALEXBANK

  May 2020 - Oct 2023

  • Conduct market research on fintech trends and opportunities across various domains such as payments, lending, blockchain, artificial intelligence, Agri-tech, digital wealth management etc.• Identify potential fintech partners that can offer innovative solutions that align with the bank’s strategic goals and customer needs.• Establish relationships with fintech founders and key persons and understand their value proposition, business model, and technical requirements.• Perform financial analysis and business cases to evaluate the feasibility, profitability, and risks of partnering with the startups.• Present business cases to relevant stakeholders within the bank and obtain their buy-in and approval.• Coordinate with internal teams such as IT, legal, compliance etc. to ensure smooth integration of fintech solutions with existing bank systems and services.• Monitor and measure the performance of fintech partners against agreed KPIs. Show less • Conduct market scan and analysis to identify the best practices and trends in digital banking and benchmark our platform against competitors.• Working closely with our vendor and UI/UX team to define the business requirements and design specifications for new features and improvements.• Managing the project lifecycle from initiation to deployment using agile methodologies and tools like Jira and Confluence• Coordinating with the vendor and internal stakeholders to ensure timely delivery of quality products that meet user needs and expectations.• Performing system integration testing (SIT) and user acceptance testing (UAT) to verify the functionality and usability of new features.• Planning and executing the deployment of new features to production environment in collaboration with IT, operations, marketing, compliance, risk, legal, etc.• Monitoring the performance and availability of digital banking platform and resolving any issues or incidents with the vendor or internal teams• Providing regular updates and reports on the status, progress, risks, issues, dependencies, etc. of digital banking projects. Show less • Developing and managing product roadmaps for our digital banking platforms and services.• Developing pricing and positioning strategies for our digital banking offerings.• Working with support and operational representatives to ensure client satisfaction and retention.• Distributing the targets for different channels (branches, call center, and self-services) and monitoring their performance regularly.• Working on marketing campaigns (social media, in-branches, SMS, etc.) and analyzing their effectiveness and conversion rates.• Preparing reports and presentations on digital banking performance metrics and trends.• Identifying opportunities and challenges for improving our digital banking capabilities and share them with digital banking development team. Show less

  • Fintech Engagement Analyst

    Jan 2023 - Oct 2023

  • Mobile & Digital Banking Development Officer

    Jul 2021 - Jan 2023

  • Digital Banking Performance Officer

    May 2020 - Jun 2021
• 

  Axis

  Oct 2023 - Apr 2025

  Oversight all financial operations team including: Settlement and reconciliation with our partners; Bank, Visa, MDP, and EBC.Chargebacks.Retail branches e-money and cash management.Collaborate with product and tech teams to develop new internal and external products.Analyzing and optimizing financial performance metrics to develop cost-effective and operationally efficient strategies.Develop and analyze Profit & Loss (P&L) statements for existing and prospective branches, evaluating financial performance, forecasting revenue/cost scenarios, and identifying risks/opportunities to optimize expansion strategies. Provide actionable insights that guide leadership in allocating resources and prioritizing high-growth markets. Design data-driven business cases for new projects, integrating market research, cost-benefit analysis, and ROI modeling to assess feasibility and long-term profitability. Present findings to senior management to support informed decision-making, ensuring alignment with organizational goals and risk mitigation. Develop interactive dashboards in Metabase using SQL, tracking KPIs such as user registrations, active engagement, transaction volumes, churn rates, and P&L metrics. Transform raw data into actionable insights for stakeholders, enabling real-time monitoring of business health and supporting strategic adjustments. Show less ● Generate accurate and timely financial reports, including e-money (cash) flow statements, financial statements, and variance analysis. ● Develop and maintain financial reporting processes, ensuring data integrity and compliance with regulatory requirements. ● Collaborate with cross-functional teams to gather and analyze financial data, providing insights and recommendations to optimize cash management strategies. ● Monitor e-money (cash) flow and cash positions, forecasting short-term and long-term e-money requirements. ● Coordinate with the retail and finance teams to optimize cash management services. ● Prepare and present financial reports, dashboards, and key performance indicators (KPIs) to management and stakeholders. Show less

  • Financial Operations Manager

    Jul 2024 - Apr 2025

  • E-money and Reporting Lead

    Oct 2023 - Jun 2024