Nazia Ashrafi - MBA (Finance)

Experience

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  Convergys

  Aug 2011 - Apr 2013

  Financial Analyst

  Job Profile: Investment Risk Operations• Creating entities in different application with unique identification DUNS Number.• Investigating, Analyzing &Researching Legal entity name, address, registration &industry trends.• Undertaking detailed analysis of various industry classifications. • Searching various US Registries and sourcing the data about the client existence.

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  Tata Consultancy Services

  Apr 2013 - Sept 2015

  Senior Process Associate

  Job Profile: Retail Banking Operations• Reviewing & analyzing of various accounts based on the risk• Renewal of overdraft and Issuing of various letters to the customers based on the status of the account• Reviewing & monitoring of the accounts based on the risk involved in an account and closure of the accounts.

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  Societe Generale Global Solution Centre

  Jan 2016 - Sept 2017

  Process Executive

  Job Profile: AML/KYC Analyst - Due Diligence on Periodic Review – Specific to Asia region•Create and maintain Periodical review of KYC records by obtaining information from internal and external sources & established KYC/AML processes for new and existing clients/vendors in line with relevant Global and local policies, undertake due diligence and to raise any concerns to the quality risk representative/management.•Perform AML risk assessment and analyze AML risks associated with the client and identify 'red flag' situations on the basis of Country, Nature of Business, Geographies, Product/Services risk and Transaction History associated with Potential risks and operational issues should be identified and escalated as appropriate•Comply with all relevant internal policies and procedures and assist with Customer Due Diligence (CDD) & Enhanced Due Diligence (EDD) reviews including trigger events and Politically Exposed Persons (PEPs) by performing Lexis, Nexis, world check screening and mitigate all positive & negative hits on the entity, directors, shareholders and beneficial owners (UBO)•Identified patterns and trends consistent with activity such as money laundering, terrorist financing, fraud, Sanction on entity and flagged any suspicious activities detected and Procuring information on hit found individual for his/her source of wealth/funds.•Identify individuals as PEP1 or PEP2 based on the negative information & Complete and validate KYC Record incorporating local regulatory requirements of AUS, SGP & HKG / Global BSU Standards and policies ensure completeness and accurate initiation to approval.•Review and source information from internal and external sources such as Regulatory, Registries, Company website, Dun & Bradstreet, Bankers Almanac, MOA, Board Resolution, COI, Board of Directors, Annual Accounts with Audited reports, Annual Returns, Google etc. by the agreed deadline. Show less

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  Wipro Limited

  Sept 2017 - Jun 2018

  Quality Control Specialist

  Job Profile: KYC Quality Control ("QC") Specialist•Review & checking CDD & EDD profiles for completeness and verification to determine plausibility based on the information provided or any inconsistency detected•Identifying Internal Suspicious Transaction (STRs), and takes any measure to manage these in the most appropriate manner, so as to avoid any risk imposed on the Company.•Filing STRs (Suspicious Transaction Report) in go-AML in a timely manner and to the quality required by the Central Bank.•Handled a wide-ranging of Client On-Boarding review checking and providing compliance approval for both Retail and Corporate Banking customer during the period of account opening.•To provide assurance on sample review of transaction cleared by RMs, Existing KYC account review and internal/regulatory reporting requirements.•Assist in responding in a timely manner to Correspondent Bank Queries/Compliance/AML related queries/investigations of Central Bank/HO/Other regulators as well as provide expert guidance to branches upon referrals.•Perform research via internal and external sources, gather and analyze documentation in accordance with regulatory and KYC requirements.•Record all reviews and Monitor reports generated from Share Point to identify inconsistencies, error analysis and trends•Manage priority items received from multiple teams across different locations and liaise with teams locally and across regions to facilitate knowledge sharing. Show less

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  M&M Marketing Management LLC

  Feb 2019 - Jul 2019

  Sales Processor

  Sales Coordinator/Processor for Credit CardsResponsibilities:•Verify customer credentials by analysing documents as per operations and procedures applicable in credit card processing.•Precalling Verification with the customer.•Assist the sales team by focusing on managing and following up on all inquiries & sales •Liaise between departments to provide support to sales activities•Perform sales reporting daily, weekly, monthly and analysis in a timely manner.