Petros Moschovitis

Experience

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  On Telecoms

  Jan 2007 - Jan 2008

  Sales Representative

  Direct Sales:▪ Product presentation & promotion.▪ Closing of sale.▪ Dispatch of relevant paperwork for setting up new account.CRM Database Management:▪ Setting up of new client accounts in CRM.▪ Updating client account records.▪ Recording customer service complaints.▪ Sales and Operational Reporting.Customer Service:▪ Product and service information to existing customers.▪ Customer complaint handling.Monthly Sales Goals:▪ Meeting monthly sales targets for new leads generated.▪ Meeting monthly sales targets for new direct sales closes. Show less

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  The HEINEKEN Company

  Jan 2009 - Jan 2011

  ▪ Participate as a member of the Plant 's Management Team in formulating its Business Strategies, Plan and Budgets and in monitoring its (subsequent) performance so as to ensure that the Corporate and Business goals are achieved.▪ Presentation the review of actual to budget expenditures with the Director and program Managers.▪ Closely monitoring all financial activities and keep the Director advised of all situations which have the potential for a negative impact on internal controls or financial performance.▪ Controlling all financial reporting requirements and deadlines.▪ Ensure that all policies and procedures are in compliance with IRC and funding source policies.▪ Credit check new customers and manage the Credit extended to existing customers. Show less

  • Business & Financial Analyst

    Jan 2010 - Jan 2011

  • Cashier & Financial Accountant

    Jan 2009 - Jan 2010
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  Eurobank

  Oct 2012 - Dec 2013

  Coordinator - Consultant & Credit Risk Officer | Leasing Sector Recovery Division (NPLs)

  Leasing Wholesale Workout Banking Division – Section of Non Performing Loans (NPLs) Leasing▪ Back Office support and consolidator.▪ Debt settlements of Customers Leasing.▪ Create Appendices Insurance – Judicial Actions, Research inventory property of customers.▪ Creation MIS STATICS, statistical forms EXCEL, analysis of customers balances in permanent delay.▪ Recording programmes auctions with EXCEL forms.▪ Approval Authorities.

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  Alpha Bank

  Jun 2014 - Oct 2018

  Retail Workout Banking Division - Section of Non Performing Loans (NPLs) Management Center through Branch Network of Greece / High Balances Loans Management▪ Supervision of Greek Regional Retail NPEs Workout Centers.▪ Visits to the Branch Network of Greece, in cooperation with the Branch Addresses to restructuring High Balances Business & Mortage loans (NPLs).Additional responsibilities:▪ Information to the Managers of the external agencies on the products to be offered and procedures that should be followed in order to manage the portfolio assigned to them and provides all the necessary guidance for the implementation of the agreed strategies.▪ Making recommendations for corrective actions and improvement proposals aiming at increasing the collections' performance and efficiency.▪ Monitoring, supervision and evaluation the effectiveness of the assigned external agency (qualitatively and quantitatively) through various reports based on predetermined performance indicators, always in accordance with the objectives set.▪ Information to the Managers of the external Agencies on the products to be offered and procedures that should be followed in order to manage the portfolio assigned to them and provides all the necessary guidance for the implementation of the agreed strategies.▪ Making recommendations for corrective actions and improvement proposals aiming at increasing the collections' performance and efficiency.▪ Training the Agents of the external Agencies in different areas, for example in new debt adjustment programs, in order to maximize the efficiency of partners. Show less Retail Workout Banking Division - Small Business Banking Division / Section of Non Performing Loans (NPLs) ▪Assessment of business needs and recurring Credit Risk. ▪Transactional behavior analysis, sustainability, solvency Operation and configuration of the final recommendation of the Credit Councils Retail Banking - Banking Committee.▪Management of pricing based on the overall efficiency of the Customer.▪Monitoring of credit portfolio behavior.▪Visits to the Branch Network, in cooperation with the Branch Addresses and customers with the aim of development work.▪Assistance to Customer Business Managers, to promote the right products and the implementation of targeted sales in order to achieve the objectives.▪Settings - Restructuring of debts of the business - Debts of borrowers.▪Assessment of market conditions and competition in order to adapt products and processes to the specific business needs.▪Implementation of cross-selling practices development and enlargement of the existing business portfolio, as part of the Holistic approach of the business. Show less

  • Relationship Manager & Campaign Manager [Supervisor] • Team of Specialists (SSM)

    Mar 2017 - Oct 2018

  • Relationship Manager

    Mar 2015 - Oct 2018

  • Credit Controller - Back Office | Department of Bank Collections [NPLs]

    Jun 2014 - Mar 2015
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  Department of Banking and Financial Management- University of Piraeus

  Sept 2017 - now

  Research Fellow
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  PQH

  Oct 2018 - Nov 2020

  Senior Corporate Portfolios Relationship Manager | Corporate & Real Estate Workout Division

  Large Corporate & Real Estate Workout Banking Division - Portfolios Management - Restructuring of the assets of the 16 bankruptcy Banks (bad Banks) in cooperation with Bank of Greece & Hellenic Financial Stability Fund / Section of Non Performing Loans (NPLs)▪ Efficient Management of the assets of the 16 bankruptcy Banks (badbanks, with claims - «red loans» (NPLs) to achieve higher operational objectives, in the interest of the Public Sector.▪ Monetize existing debt and collateral positions in an effective manner and return the cash to the creditors directly.▪ Legal proceedings.▪ Working closely with the Manager to ensure proper implementation of all Corporate operational strategies & policies that will help the Team & the Company accomplish its strategic objectives.Main responsibilities:• Reviewing «red loans» (NPLs) of the 16 bankruptcy Banks (badbanks) for Corporate business borrowers & assessing their financial status.• Evaluating creditworthiness and associated risks.• Actively participating in Corporate Credit & Bank of Greece Approval process (Bank of Greece Committee & Hellenic Financial Stability Fund).• Safeguarding adherence to the Company’s Credit Policy (Single Special Liquidation).• Supporting Large Corporate Unit Head.-> Member of Specialized Team of management, valuation and sales NPLs portfolio. Show less

• 

  Intrum

  Nov 2020 - Sept 2022

  Senior Account Executive | Commercial Workouts - SMEs - Shipping & Real Estate Recovery Division

  ▪ Actively managing an assigned portfolio of Non-Performing Loans for Medium-sized & Corporate Companies (NPLs). ▪ Managing and monitoring the liquidation of non-performing corporate loans.▪ Meetings & negotiations with debtors, legal advisors and other related parties and their coordination.▪ Negotiating specific solution characteristics and always trying to identify viable solutions for all assigned clients.▪ Transactional behavior analysis, sustainability, solvency operation and configuration of the final recommendation of the Credit Councils Corporate Banking of Piraeus Bank.▪ Monitoring and coordinating all necessary legal actions (denouncements, payment orders, foreclosures, auctions, liquidation of Real Estate).▪ Ensuring compliance with company’s policies, processes as well as with the regulatory guidelines.▪ Preparation regular reports and presentations for the Top Management of Company & Piraeus Bank.▪ Daily interactions and cooperation with other Departments. Show less

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  DoValue Greece

  Sept 2022 - now

  ▪ Coordinating a team of Asset Managers [15] in the management of Small Business (SB), Individual Banking (ML-CL) portfolios that present delinquent debts with the aim of finding a sustainable solution or their final settlement.▪ Monitoring and ensuring monthly achievement of measurable goals.▪ Daily monitoring & ensuring the monthly achievement of the budget.▪ Meetings & negotiations with debtors, legal advisors and other related parties and their coordination.▪ Communication, meetings and negotiations with key stakeholders (investors, local management teams, personal team).▪ Management of problems and complaints of debtors in cooperation with the competent Divisions.▪ Recommendations of restructuring proposals / analysis of debt and financial figures.▪ Mentoring, developing and evaluating the team of AMs. Show less ▪ Coordinating a team of Relationship Managers in the management of Small Business (SB) portfolios that present delinquent debts with the aim of finding a sustainable solution or their final settlement.▪ Monitoring and ensuring monthly achievement of measurable goals.▪ Daily monitoring & ensuring the monthly achievement of the budget.▪ Meetings & negotiations with debtors, legal advisors and other related parties and their coordination.▪ Communication, meetings and negotiations with key stakeholders (investors, local management teams, personal SB team).▪ Management of problems and complaints of debtors in cooperation with the competent Divisions.▪ Recommendations of restructuring proposals / analysis of debt and financial figures.▪ Mentoring, developing and evaluating the team of RMs. Show less

  • Manager | Retail Asset Management - Cairo I & Cairo II Portfolios

    Oct 2024 - now

  • Head of RMs | Retail Small Business Servicing Management - Cairo I & Cairo II Portfolios

    Sept 2022 - now

  • Manager | Retail Small Business Servicing Management - Cairo I & Cairo II Portfolios

    Sept 2022 - Oct 2024
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  Bankey

  Jan 2024 - now

  Founder

  Financial - Banking Solutions & Services