Nisha Negi

Experience

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  Absolute Insurance Surveyor & Loss Assessors Pvt. Ltd.

  Jul 2011 - Feb 2018

  Executive

  * Acknowledgment of claim intimation from Insurers.* Checking terms & conditions, coverage, excess, etc. under the Insurance policy.* Preparation of Immediate Loss Advice (ILA) or Preliminary Survey Report (PLR).* Follow up with Insured to collect the required information and/or documents and/or clarification. * Loss assessment on the basis of available documents.* Preparation of Final Survey Report (FSR) and arrange to send the report along with the enclosed documents, photographs, etc. to the Insurers. * Maintain healthy relation with Insurers as well as mediators (Brokers/Agents) to enable amicable loss settlement and growth of business. Show less

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  IAR Group

  Mar 2018 - Sept 2021

  Assistant Manager

  * Coordinate with clients to verify marine and property both claims, responsible for deputation of surveyor, loss analysis and minimization, claim assessment of policies and their admissibility, providing customer service including maintaining relationship, communicating case details and claims updates to clients, coordination with management to determine operating procedure, produce expenditure report and annual budget on claim cost, conduct insurance audit and investigation, review financial documentation, preparing the MIS as per SLA with a view to apprise management of process operation and critical decision making process, business development.* At an event of loss, advising the insured about loss minimization measures, loss control, and safety measures to avoid further losses and to bring down the loss for the Insurer’s* Determining the liability of the Insurance Co. under the contract of Insurance; solving the disputes & Satisfying queries of the Insurer/Insured and getting their consent for finalization.* Preparing Preliminary Reports, Pre - Inspection Reports, Letter of Requirements of marine and property both the claims & subsequent Reminders for follow-up of the claim. Show less

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  Ace Insurance Brokers Pvt. Ltd.

  Oct 2021 - now

  Senior Executive Insurance Claims

  * Ensures eligibility for claims is reasonable and correct by analyzing claims and supporting documentation.* Receive claim intimation from the Insured and after due diligence the coverage/cause of loss, intimate the claim to the Insurer within TAT.* Seek claim no. and Surveyor details from the Insurer.* Seek Letter of Requirements from Surveyor to arrange/collect the documents from Insured.* Visit at Insured affected premises as well as Insurance Company for swift claim settlement.* Guide the Insured in preparing the claim related documents and process.* Follow up with Insured for required information / documents clarification. Scrutinizing and verifying to response surveyor’s LOR.* Analysis of Surveyor’s Assessment and if correct take up with Insured.* After taking consent from the Insured, continuedly follow-ups with Surveyor’s and Insurer for quick claim settlement/payment.* Maintaining proper MIS, incorporating all stage wise entries in Microsoft Navision software.* Maintain strong relation with Clients/Insured to enable growth of business.* Analyzing policy terms and conditions, to ensure that all conditions of a claim are met to ensure that the claim can be processed and validated.* Adhere to legal requirements, industry regulations and customer quality standards set by the company.* Ensures good customer service for the client. Show less