Michael Davis

Experience

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  Central Carolina Bank

  May 1985 - May 1996

  Branch Manager

  Managed full service retail branches ranging in assets from $3 to $22 million dollars. Coordinated new business development while maintaining and directing staff in servicing new and existing customers with all financial needs. Successfully managed and exceeded goals of all internal marketing/sales promotions. Extended and managed commercial and consumer loans of qualified clients. Collections experience dealing with delinquent accounts including repossessions, foreclosures and lawsuits. Prepared and managed annual budgets meeting yearly performance goals. Show less

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  National Commerce Financial Corporation

  May 1996 - Oct 2004

  Senior Executive responsible for the security and safety of a $23 billion financial corporation with 5,000+ employees across eight states. Primary subsidiaries: Central Carolina Bank and National Bank of Commerce. Directed the areas of Physical Security, Central Alarm Monitoring Station, Loss Prevention, Cash Services and Regulatory Reporting. Established policies and maintained the written security program to ensure compliance with the Bank Protection Act. Completed and delivered executive summary reports for senior management. Show less Directed, planned, and lead bank-wide security initiatives for 500+ branches and corporate office locations across eight states. Purchased and supervised installation/removal of security, alarm and video surveillance equipment. Planned and facilitated security training classes for branch personnel. Developed and maintained written policies for monitoring of centralized security monitoring station. Supervised and directed cash management activities to all branch offices, ATMs, seven money-room vaults, Processing Centers and the Federal Reserve. Managed software installation project to aid in tracking cash usage, forecast cash needs and increase investment opportunities. Actively participated on Emergency Management Disaster Team Show less

  • Director of Corporate Security

    Jun 2002 - Oct 2004

  • Physical Security Manager

    May 1996 - Jun 2002
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  SunTrust

  Oct 2004 - Apr 2009

  Regional Security Manager

  Managed corporate security programs within NC, SC, and TN after merger with National Commerce Financial Corporation. Directed team of investigators and provided high-level support on internal and external criminal investigations. Liaison with Federal, state and local law enforcement agencies and representative for Corporate Security on Enterprise Wide External Fraud Core Team. Performed risk assessments for corporate locations across organizational footprint.

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  First Citizens Bank

  Apr 2010 - Apr 2014

  Supervise the daily operations of the AML Investigations department in detecting, identifying and reporting suspicious activity related to money laundering and terrorist financing. Ensure compliance with the Bank Secrecy Act related to investigations and monitoring suspicious activity. Maintain contacts with law enforcement agencies and keep abreast of AML trends including detection techniques. Project management experience installing new suspicious activity monitoring and case management software. Show less Assist in managing of the Bank Secrecy Act/Anti-Money Laundering/Office of Foreign Asset Control (BSA/AML/OFAC) Compliance Program. Monitor the overall compliance with applicable regulations including new account opening Customer Identity Program (CIP), large currency reporting (CTRs), customer exemptions, suspicious activity monitoring (SARs) and reporting, implement regulatory changes and conducting annual risk assessments. Also responsible for testing and implementation of AML programs and assisting the lines of business with their AML processes. Show less

  • Anti-Money Laundering Investigations Manager

    Oct 2011 - Apr 2014

  • Anti-Money Laundering Compliance Officer

    Apr 2010 - Sept 2011
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  Preston Woodall House, Inc.

  Jan 2015 - Jul 2018

  House staff (server, bartender)
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  Square 1 Bank

  Sept 2015 - Nov 2015

  Global Funds Transfer Wire Specialist

  Create, verify issues and receive US dollar and foreign currency wire transfers for processing; monitor status of wire transfers; investigate and research wire transfers; monitor suspicious or fraudulent incidents. OFAC monitoring of incoming/outgoing wire transfers. Process Nostro and Vostro daily statements and adjustments. Foreign check processing. Generate reports for senior management on large dollar wires and daily Federal Reserve position.

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  Capital Bank

  Nov 2015 - Apr 2019

  Senior Risk Investigator
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  Wells Fargo

  Apr 2019 - now

  Business Risk and Control Manager / Consumer Lending BSA Operations