Devin ZHAO, FSA, FRM

Experience

• 

  HSBC

  Jul 2012 - Aug 2013

  Technology Associate
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  HSBC Retail Banking and Wealth Management

  Aug 2014 - Jun 2016

  Project managementLead and manage the digital financial and insurance projects. Provide the new Insurance (such as Travel Insurance, home insurance, etc) and Financial Products in the digital platformAchievements: Manage all projects on track and meet the regulation or group timeline. Saved US$2 million penalty for Oman regulation project and HK$ 20m penalty for HKMA projectBusinessAnalysisUpdate the retail customers’ risk-assessment evaluation procedures and provide them for IT team to update the existing system.Achievements: Gain risk evaluation knowledge and apply AML into the product design. Show less Data analysis and processUse statistical method to process the customer data and analyze customer requirements.Achievements: Save 0.5 head count month per month (nearly US$ 8000 per month)Release ManagementResponse for Taiwan and HK project release and timeline design. Corporate more than 4 departments to design and implement release plans. Mitigate the risk during the release. Achievement: Complete many more than 3 month project release schedule with no incidents. Program developmentUpdate some banking system with Java and html language. Show less

  • Digital Coordinator

    Dec 2015 - Jun 2016

  • Analyst Developer

    Aug 2014 - Nov 2015
• 

  MetLife

  Dec 2016 - Feb 2017

  Risk Analyst (Internship)

  Risk AnalysisResponse quarterly Economic Capital evaluation and prepare the Board of Director annual report.Achievements: Be familiar with EC model and Solvency II requirements. Understand the structures of life insurance Company including pricing, valuation and risk management,.

• 

  UNSW Business School

  Feb 2017 - Jan 2018

  Tutor
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  China Life Reinsurance Co. Ltd.

  Feb 2018 - now

  Response for insurance products pricing and industrial trend analysis. Enterprise risk management for overall company. Response for risk tolerance preparation and monitoring.

  • Senior Manager

    May 2022 - now

  • Actuary

    Feb 2018 - May 2022