Shiv Kumar Gupta

Experience

• 

  UAE Exchange

  May 2015 - Jul 2015

  Summer Internship

  internship

• 

  I4 Consulting Pvt Ltd

  Jan 2016 - Mar 2016

  Knowledge process executive (Internship)

  Internship

• 

  Mahindra Rural Housing Finance

  Feb 2019 - Sept 2021

  Branch Credit executive

  • Managing the credit process at the branch • MIS & Reporting –Prepare and analyze daily credit MIS and providing timely feedback • Managed the appraisal of credit proposals, scrutiny of the relevant document, ensuring compliance with organization credit policies• Strict adherence to the credit policies and procedures • Ensured through evaluation of documents to reduce the NPA’s of the branch• Assessing overall credit worthiness of customer, Checking all the documents

• 

  Altum Credo Home Finance Private Limited

  Sept 2021 - now

  • Managing the credit process at the branch from login to disbursement• Strict adherence to the credit policies and procedures • Credit Department Looking Lap & Home Loan• Credit Appraisals & Sanctioning of Mortgage Loan &Home Loan • Monitoring Compliances as per Credit policy and appraising the loan proposals by analyzing Financial Statements, Banking & Cash Flows observed at the time of Personnel Discussion.• Taking care of credit Proposal assessment, recommendations, sanction reviews, postcondition monitoring Team handling, training, and a monthly assessment of shared responsibility managing multiple products for secured products & Ensuring timely preparation and reporting of all the credit reports• Management of Relationships with All the Vendors from Reports to Bill Processing. Show less

  • Area Credit Manager

    Aug 2024 - now

  • Territory Credit Manager

    Oct 2022 - Aug 2024

  • Branch Credit Manager

    Sept 2021 - Sept 2022