Shiv Kumar Gupta

Shiv Kumar Gupta

Summer Internship

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location of Shiv Kumar GuptaJaipur, Rajasthan, India

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  • Timeline

  • About me

    Area Credit Manager at Altum Credo Home finance Pvt Ltd

  • Education

    • University of Rajasthan

      2011 - 2014
      Bachelor of Business Administration - BBA Business Administration and Management, General A

      BBA

    • JECRC University

      2014 - 2016
      Master of Business Administration (MBA) Finance A+
  • Experience

    • UAE Exchange

      May 2015 - Jul 2015
      Summer Internship

      internship

    • I4 Consulting Pvt Ltd

      Jan 2016 - Mar 2016
      Knowledge process executive (Internship)

      Internship

    • Mahindra Rural Housing Finance

      Feb 2019 - Sept 2021
      Branch Credit executive

      • Managing the credit process at the branch • MIS & Reporting –Prepare and analyze daily credit MIS and providing timely feedback • Managed the appraisal of credit proposals, scrutiny of the relevant document, ensuring compliance with organization credit policies• Strict adherence to the credit policies and procedures • Ensured through evaluation of documents to reduce the NPA’s of the branch• Assessing overall credit worthiness of customer, Checking all the documents

    • Altum Credo Home Finance Private Limited

      Sept 2021 - now

      • Managing the credit process at the branch from login to disbursement• Strict adherence to the credit policies and procedures • Credit Department Looking Lap & Home Loan• Credit Appraisals & Sanctioning of Mortgage Loan &Home Loan • Monitoring Compliances as per Credit policy and appraising the loan proposals by analyzing Financial Statements, Banking & Cash Flows observed at the time of Personnel Discussion.• Taking care of credit Proposal assessment, recommendations, sanction reviews, postcondition monitoring Team handling, training, and a monthly assessment of shared responsibility managing multiple products for secured products & Ensuring timely preparation and reporting of all the credit reports• Management of Relationships with All the Vendors from Reports to Bill Processing. Show less

      • Area Credit Manager

        Aug 2024 - now
      • Territory Credit Manager

        Oct 2022 - Aug 2024
      • Branch Credit Manager

        Sept 2021 - Sept 2022
  • Licenses & Certifications

    • Capital Market

      NCFM Share Market Training Insitute