Anthony Richards

Experience

• 

  London & Country Mortgages

  Jan 2006 - Jan 2008

  Mortgage Adviser

  CeMAP qualified whole of market mortgage & protection adviser for Prime, BTL & Sub-Prime funding solutions.

• 

  Clydesdale Bank

  Jan 2008 - Jan 2010

  Associate, Business Banking

  Responsible for customer acquisition and relationship management for businesses with a turnover of £1m-£50m. Providing financial solutions through a local team of business, private and specialist banking partners.

• 

  Clydesdale Bank

  Sept 2010 - Sept 2016

  Relationship Partner, Clydesdale Bank Intermediaries

  A member of the Intermediary leadership team, I was responsible for meeting the Bank’s intermediary mortgage targets. I worked closely with key introducers in London focusing on the development of long term relationships to ensure the best experience and outcome for customers.

• 

  Virgin Money

  Oct 2016 - now

  I lead our brilliant mortgage proposition & strategy team. We're a nosey bunch, always looking at ways we can improve our policies or develop innovative propositions to help customers achieve their homeownership goals. I led the residential mortgage business to successfully deliver the business plan and other key metrics. Responsible for developing and delivering innovative propositions focussed on customer needs, to deliver great customer outcomes, value creation, and brand enhancement. Responsible for the Bank's mortgage proposition, making sure products offer real value to customers while generating significant sustainable income for the Bank. Ranging from developing new offers, products, policies and processes through to working out the best way to look after existing customers.

  • Senior Manager, Mortgage Proposition & Strategy

    Mar 2024 - now

  • Product Lead, Mortgages

    Aug 2023 - Mar 2024

  • Senior Product Manager, Mortgages

    Oct 2016 - Jul 2023