Amy P. Rick

Experience

• 

  Bank Austria AG

  Sept 1987 - Aug 1999

  Vice President

  Vice President, US Marketing (1994 – 1999)•Developed lending opportunities in 6 states in Mid-Atlantic region through active calling program with Fortune 1000 companies. Established 10+ new lending relationships for Bank through this program. •Marketed and structured credit facilities for companies with sales over $100 million. Prepared in-depth credit analyses, presented oral and written reports to senior management. Negotiated credit terms, worked closely with counsel to prepare legal documentation. Coordinated and executed closings.•Increased bank’s portfolio by $400mm (average transaction size $25 mm – total loan portfolio $3 billion).•Primary account responsibility for $300 mm commercial loan portfolio composed of 17 customers including active customer cross-selling and credit review.Assistant Vice President, Marketing/Credit (1990 - 1994)•Primary contact of money center banks sourcing corporate and municipal finance business; prepared credit applications for senior management and Head Office approval, reviewed loan documentation and coordinated closings; prepared credit reviews and amendments.•Account manager for $150 mm portfolio of commercial loans.Assistant Treasurer, Syndications (1987 - 1990 )•Sold $200 mm of loan commitments to money center and foreign banks (average sale size $10 - $15 mm); prepared term sheets and extensive documentation review for loan sales. Show less

• 

  National Bank of Canada

  Jan 2000 - Oct 2000

  Vice President, Cross Border Group

  •Account Officer for portfolio of loans to US subsidiaries of Canadian companies, including active account management; Prepared credit analyses; coordinated and executed closings. Vice President, Syndications (September 1999 – January 2000)•Sourced syndicated leverage transactions for newly formed group. Prepared credit analyses and added $45 million to portfolio.

• 

  Bank of Scotland

  Jan 2001 - Jan 2006

  Vice President, Corporate Finance

  Primary Account Officer for portfolio of 15 direct/syndicated borrowers, including active portfolio management and client contact. Structured loans, negotiated terms and documented loans. Prepared credit analyses for approval by senior management.•Prepared comprehensive annual review of $2 billion real estate portfolio for submission to Credit Risk Committee.•Oversaw and monitored performance of $5 billion loan portfolio of corporate and real estate assets. Prepared annual/quarterly reviews and monthly high-risk reports. Reviewed loan documentation. •Developed and implemented covenant and financial tracking system for the portfolio. Show less

• 

  TD Securities (USA) LLC

  Jan 2006 - Jan 2012

  Vice President, Financial Institutions Credit Management

  •Prepared credit reviews and assigned internal risk ratings for portfolio of 25 top-tier, complex US based financial services firms including banks, broker/dealers, asset managers, clearing corporations, with varied asset size of between $500 mm and $2 trillion. •Facilitated document negotiations for ISDA, repo and securities lending agreements and closed 10 documents.•On-boarded 3 Agent Lenders for active securities lending program; reviewed and recommended new Principal Lenders for inclusion.•Developed daily procedures and implemented review process to ensure securities lending programs were SEC and FINRA compliant. •Supervised and trained junior staff. Show less