Sandeep Singh

Experience

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  RR FINANCIAL CONSULTANT LTD

  Sept 2011 - Feb 2013

  Relationship Manager

  • Acquisition of new associate• Maintaining relationships with the new & existing associate• Managing the portfolios of the associate• Providing Investment advisory services• Marketing of Financial Products like Mutual Fund, Fixed Deposit, Bonds, Insurance

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  Kotak Mahindra Bank

  Feb 2013 - Sept 2014

  Deputy Manager

  • Formulating the strategies to increase the client base• Dealing with existing clients• Preparation and execution of financial planning• Regular portfolio review of client• Providing advisory services into various instruments like insurance (life & non life), MF, PMS, Bond, Equity, Real Estate, Gold (ETF), &FMP.• Approaching need based product to the client through financial planning• Assessing the portfolio risk according to changing market situation• Generating the revenue primarily through liability products Show less

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  PUNJAB NATIONAL BANK

  Nov 2014 - May 2015

  Assistant

  a) Acknowledgments of inward mail received.(b) Receipt of cheques, drafts, dividend warrants, pay orders and other like instruments other than bills andgiving acknowledgment in the counterfoil.(c) Delivery of cheque books subject to authorisation by competent authority.(d) Issue cash receipt.(e) Issue of ESI stamps wherever applicable or may become applicable.(f) Recounting of currency notes by cash department staff.(g) Ensuring the proper contents in covers and envelopes including registered ones before dispatch. Show less

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  IDBI Bank

  May 2015 - Jun 2021

  Assistant Manager

  Appraising financials of borrowers and preparing appraisal proposals/ notes & risk rating analysis reports and recommending credit facilities within the Turnaround Time (TAT).• Ensuring quick and timely appraisal of credit.• Undertake pre-sanction visits to consumer along with Relationship Manager.• Attending consortium meetings with Relationship Manager, whenever warranted.• Interacting with key officials in the borrowing units for obtaining data/ statements etc.• Tracking and monitoring important developments in the industries/ activities in which the borrowers operate/ have interests.• Rectifying irregularities pertaining to credit appraisal pointed out in various audit reports.• Attending to credit-related correspondence with internal and external agencies.• Ensuring timely review/ renewal of credit limits.• Any other work allotted by the controllers. Show less

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  Punjab National Bank

  Aug 2021 - now

  Credit Manager

  Number of corporate proposals put up for sanction- Turnaround Time - Success rate in getting sanctions.• Quality of big credit appraisal and risk analysis. Quality of credit portfolio.• Achievement of targets relating to coporate review/ renewal of limits of units.• Observations in various Audit Reports and compliance thereof.