Salman Ahmed Siddiqi

Salman Ahmed Siddiqi

Credit Analyst

Followers of Salman Ahmed Siddiqi8000 followers
location of Salman Ahmed SiddiqiKarāchi, Sindh, Pakistan

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  • Timeline

  • About me

    SVP - Product Head Car Ijarah & Bike Finance (Individual & Fleet both) at Meezan Bank Limited

  • Education

    • Gulistan Shah Abdul Latif School

      1990 - 1994
      Matriculation Matric
    • Allama Iqbal Open University

      2005 - 2008
      MBA - Banking and Finance Banking & Finance

      Activities and Societies: - very very Actively participate in charity work -Musical keyboard player - Guitar player - Swimming - Long drives - Hunting

  • Experience

    • Askari Bank

      Oct 2004 - Feb 2006
      Credit Analyst

      Worked as Senior Credit Analyst / CIU & Verifications Supervisor where my responsibilities were -Supervision of all Credit / Support Analysts (18 members).-Supervision External Verification Unit (22 members).-Supervision of Data Entry Unit (6 members).-Supervision of MIS officers (2 members).-Duly signing of applications approved by analyst.-Maintaining countrywide coordination with team in order to keep them in one wavelength for full assurance of policy and compliance.Credit Analyst – Credit Card- Analyzing and evaluation credit worthiness of potential card applicants, using various financial calculations to establish limits.- Analyzing and evaluation credit limit enhancement.- Decisions on the regular platinum cases. Show less

    • KASB Bank

      Mar 2006 - Jul 2011
      Unit Manager Credit Initiation Unit (CIU) - CBG

      Pioneer member activities: -Drafted criteria, Developed process flow & product’s mechanism- Conducted different UAT (User Acceptance Test) for system- Competitive analysis.- Conducted training sessions for country-wide staff.Unit Manager Credit InitiationJob Description:- Limit Signing on every application.

    • Meezan Bank Limited

      Jun 2011 - now

      - Review Consumer Credit Proposals for Risk assessment and final approval- Development & Implementation of Consumer Policy, Product Program & other relevant documents.- Leading digitalisation of Consumer approval system

      • SVP - Product Head Car Ijarah and Meezan Apni Bike

        Sept 2021 - now
      • Product Manager Car Ijarah & Bike Financing

        Oct 2021 - Aug 2023
      • Vice President - Manager Consumer Risk

        Jun 2011 - Jun 2022
  • Licenses & Certifications

    • Advance Islamic Finance

      Meezan Bank Limited
      Apr 2015
  • Volunteer Experience

    • Organizer, Manager, Head, Planner, Initiator

      Issued by Charitable work on Jan 2009
      Charitable workAssociated with Salman Ahmed Siddiqi