Oumaima Ouaros

Experience

• 

  Banque Centrale Populaire - BCP

  Jun 2019 - Aug 2019

  Banking Assistant
• 

  Cabinet Solution Consulting and Accounting

  Jul 2020 - Sept 2020

  Accountant
• 

  MCISE

  Oct 2020 - Dec 2020

  Project Manager
• 

  IbtikarCom

  Jul 2021 - Sept 2021

  Financial Analyst
• 

  Toucan Toco

  Jan 2023 - Aug 2023

  FP&A Analyst

  • Calculated KPIs and financial ratios, contributing to strategic decision-making processes.• Prepared monthly P&L and cash flow statements by integrating data from accounting software into Excel.• Conducted in-depth financial analysis and developed financial forecasts for the company through 2028, using models based on growth, churn, and cost assumptions.• Supervised the company’s valuation process during its fundraising efforts.• Actively participated in the due diligence process for a €1.6M bridge financing from Alteryx Ventures.• Ensured the accuracy of financial records by reconciling bank statements and verifying consistency between accounting systems using Excel pivot tables and formulas.• Prepared department-specific reports (e.g., Sales, Marketing) to track realized vs. budgeted costs.• Investigated and resolved accounting discrepancies and anomalies, ensuring accurate financial reporting.• Maintained continuous interaction with the U.S. subsidiary to align financial practices and processes. Show less

• 

  La Banque Postale Consumer Finance

  Sept 2023 - now

  • Conducted market analysis and competitive assessments for the consumer credit industry, identifying market positioning and key growth opportunities.• Contributed to the development of financial projections for 2030 in collaboration with finance teams, supporting the strategic plan and aligning with long-term growth objectives.• Produced opportunity dossiers and strategic reports for the executive committee, with a focus on sustainability challenges and long-term value creation.• Contributed to the M&A pipeline, identifying strategic targets and innovative partnership opportunities with startups.• Identified potential synergies between departments and entities within the group, optimizing operational performance and resource allocation.• Contributed to the development of the company’s AI strategy, leading to the selection of primary use cases for implementation to drive innovation and efficiency. Show less

  • Strategic Project Manager

    Nov 2024 - now

  • Strategy Development Analyst

    Sept 2023 - Nov 2024