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Aditya Kaushal

Credit Manager

339 followers

Bhilai, Chhattisgarh, India

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Timeline
About me
AREA CREDIT MANAGER IDBI BANK || NISM CERTIFIED || MBA FINANCE
Education
- Dr.Khubchand Baghel Govt. PG College, Bhilai 3
  2017 - 2020
  Bachelor of Commerce - BCom Accounting First Division
  Activities and Societies: Accounting expert...
- JYOTI ENG MED H S SCHOOL
  2016 - 2017
  High School Business/Commerce, General FIRST DIVISION
- Bhilai Institute of Technology (BIT), Durg
  2020 - 2022
  Master of Business Administration - MBA Finance (Major) and Marketing (Major) First Division with honours
  Activities and Societies: Participated and organised various cultural and educational in campus to promote friendly competition and knowledge among students.
Experience
- IDBI Bank
  Nov 2022 - now
  Credit Manager
  -Spearheaded business growth initiative by analyzing client profiles and tailoring loan products; achieved 25% increase in loan approvals and 30% revenue growth within 6 months.-Streamlined credit assessment process by implementing automated loan approval system; reduced TAT by 40% while maintaining risk assessment accuracy for over 300 clients. -Analyzed applicants’ financials status and credit worthiness and property evaluations to determine loan feasibility.-Collaborated with sales team to ensure alignment of credit policies and sales strategies.-Led a cross-functional team to analyze market trend and competitor strategies, resulting in the development of better customer engagement model.-Provided training and consulted with struggling teams to meet their monthly target goals. Show less
Licenses & Certifications
- NISM Certifications
  National Institute of Securities Markets (NISM)
  Oct 2021
- PGDCA
  Dr. C. V. Raman University, Kota Bilaspur
  Jan 2022
Volunteer Experience
- Executive
  Issued by Bhilai Institute of Technology (BIT), Durg on Sept 2021
  Associated with Aditya Kaushal