Pablo Javier Rojo Garcia

Experience

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  BanRegio

  Mar 2011 - Mar 2013

  Commercial Credit Analyst

  Elaborate studies of credit of highest quality and complexity for presentation to credit Committee, have credit records integrated according to norms of the CNBV, achieve negotiation of proposals for risk with commercial conditions of credit and guarantees according to the risk in accordance with the credit policies established by the Bank, careful analysis, control of the portfolio , loss expected and severity of the loss to is determine the reserves, tracking continuous to renewal of them studies of credit, compliance of covenans and jointly with commercial the renew lines of credit with time, follow-up of the lines of credit in positions of scheme of output or of customers irregular. Show less

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  Banco Santander

  Mar 2013 - Oct 2014

  Credit Portfolio Manager

  Elaborate studies of credit with highest quality and complexity for presentation to credit Committee, have credit records integrated according to norms of the CNBV, achieve negotiation of proposals for risk with commercial conditions of credit and guarantees according to the risk in accordance with the credit policies established by the Bank, careful analysis, control of the portfolio , expected loss and severity of loss in order to be determined bank reserves, continuous monitoring for renewal of credit, fulfillment of covenans and in combination with commercial studies renew lines of credit with time, tracking the positions of scheme of output or irregular customers credit lines. Show less

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  Ho1a

  Oct 2014 - Apr 2015

  Financial Planner

  Responsible for the Business plan for the year to take the control of it and to elaborate this include the forecast for all the areas of the company and to set the objectives of Earnings, Costs, expenses and profits. Also to determine the optimal leverage and financial structure for the balance.Company’s acquisition, financial valuation of this companies to determine a stock price, financial audit of financial statements, elaborate a financial statements with the balances of the companies to determine the level of leverage and equity to set rules of budget, determine if its viable, profitable and the best way to get it done (purchase with its own resources or external founding)Constant report of the financial statements and KPI of the company to the boarding meeting through Qview and the responsible to coordinate an engineer’s team to update this tool and the creation of KPI for the Boarding meetin Show less

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  HP

  Jul 2015 - Feb 2022

  Responsible for ensuring the business maintains compliance with HP policies, core processes and international standards, models and regulations. Responsible for planning, execution, recording of audit results, assessing maturity of processes and recommending good practices. Follow up of audit activities, aligned to the approved audit plan and in line with the required and recognized processes and procedures. Provides support in reviews conducted by other audit programs, their external auditors and representatives. Show less

  • Senior Credit Risk Analyst

    Jul 2019 - Feb 2022

  • Senior Financial Auditor

    Jul 2015 - Jul 2019
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  Arrow Electronics

  Feb 2022 - Sept 2022

  Credit& Collection Analyst

  • Credit control portfolio across the US, Canada• Perform collections to maximize A/R performance, while mitigating risk. • Review customer account information to identify accounts with potential credit line increase and accounts with potential risk. • Recommendations to management regarding risk reduction strategies and alternative financing methodologies. • Has credit authority for mid- to large-sized and global accounts• Review unresolved customer credit issues. • Develop internal relationships with sales personnel to bring solutions to customer credit issues Show less

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  Citibanamex

  Sept 2022 - now

  Senior Credit Officer

  Credit analyst for Mid Corporate segment and Emerging Corporate