Ahmed Zein

Experience

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  National Bank of Abu Dhabi

  Oct 2006 - Mar 2014

  • Corporate Credit Risk Deputy Manager

    Apr 2011 - Mar 2014

  • Corporate Credit Risk Senior Officer

    Apr 2009 - Mar 2011

  • Corporate Credit Risk Officer

    Jan 2008 - Mar 2009

  • Retail Credit Risk Analyst

    Jun 2007 - Dec 2007

  • Customer Service Representative

    Oct 2006 - May 2007
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  First Abu Dhabi Bank (FAB)

  Apr 2014 - Jul 2018

  AVP-Credit Risk

  Assist Credit Risk Manager in upholding the bank’s credit policy and ensuring adherence to guidelines set by the Central Bank of Egypt and other regulatory and government bodies. Assist Credit Risk Manager in the enablement of Wholesale Banking, Commercial International, and SMEs to achieve business strategies and targets whilst ensuring an optimum risk-return relationship.  Ensure the quality of the credit review and risk assessment processes.  Supervise a team of Credit Risk Analysts/Officers in order to cover a portfolio of around 500 Wholesale Banking, Commercial International, and SMEs relationships. Mentor and coach the Credit Risk team to impart requisite knowledge/skills/expertise to enable team members carry out their prescribed functions.  Review and assess Wholesale Banking, Commercial International, and SMEs Credit Applications, whether for bilateral credit or syndicated facilities.  Review and assessment of hunting licences/ in-principle approvals, whether for bilateral credit or syndicated facilities.  Review, assessment, and- when needed- proposition of restructuring/amendment of existing and/or proposed credit facilities, supports, securities, covenants, and other terms and conditions.  Review and assess interim relationship performance when stipulated in the relevant sanction and advise Relevant Credit Committee on covenant breaches and other red flags. Show less

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  AMAN Holding

  Aug 2018 - Jan 2023

  Head of Risk
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  Kredit - SMEs Financing Company

  Feb 2023 - Jan 2024

  Vise President Head of Risk
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  Beltone

  Feb 2024 - now

  Chief Risk Officer-Beltone SMEs