Farhan Reza, CBCA®

Experience

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  North South University

  Sept 2006 - Jan 2007

  Undergraduate Assistant, School of Business

  • Aiding the faculty with secretarial support in writing memos, letters, and research proposals.• Preparing class lectures. • Providing tutorial meetings for student needing extra help. • Providing administrative support to the School of Business.• Facilitating advising and registration procedure by assisting the program officer.

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  Infrastructure Development Company Limited (IDCOL)

  Apr 2008 - Sept 2024

  My primary duties involved supervising the overall activities of the Credit Administration Department which included the following: CREDIT MANAGEMENT • Ensuring fulfillment of all the conditions precedent and disbursing loans • Ensuring safety of all security documents • Preparing and structuring various types of repayment schedules as per sanctioned terms and conditions • Raising invoices related to payment of interest, principal, fees and charges • Ensuring collection and recording of payments. CREDIT MONITORING • Monitoring the overall portfolio in terms of loan status, project status, documentation, securities, concentration and organizing the monthly monitoring meeting • Monitoring securities and covenants as stipulated in the financing agreements • Initiating credit risk grading and early alert report. REPORTING • Preparing all loan and security related statements for reporting to internal and external stakeholders • Providing loan related data for the preparation of financial statements and annual budget.CREDIT RECOVERY • Following up overdue loans • Collaborating with relevant units to device recovery plan against distressed loans • Devising restructuring/ rescheduling terms and conditions • Coordinating with legal unit to file cases against defaulting borrowers • Enforcing securities to recover outstanding amount. BORROWING MANAGEMENT • Maintaining all records of borrowing and preparing various statements relating to the credit lines • Processing and recording debt service payment against various credit lines.AUTOMATION • Working with the IT team for continuously developing/ modifying/ updating the loan, credit line, securities and covenant management software. OTHERS • Addressing the auditors during audit of company accounts by government agencies, donor agencies and regulatory authorities • Conducting financial and economic analysis of projects • Coordinating with relevant functional units for improving the overall loan management process. Show less

  • Executive Vice President & Unit Head, Credit Administration

    Sept 2023 - Sept 2024

  • Senior Vice President & Unit Head, Credit Administration

    Dec 2019 - Aug 2023

  • Vice President & Unit Head, Credit Administration

    Jul 2015 - Nov 2019

  • Assistant Vice President & Unit Head, Credit Administration

    Apr 2012 - Jun 2015

  • Senior Loan Officer

    Feb 2010 - Mar 2012

  • Loan Officer

    Apr 2008 - Jan 2010
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  New Development Bank (NDB)

  Sept 2024 - now

  Professional, Finance, Budget and Accounting Department

  Currently working in the Loan Back Office team of the Finance, Budget and Accounting Department.