Cheryl Chong

Experience

• 

  Hong Leong Bank Berhad

  Jan 2011 - Nov 2011

  Business Banking Graduate Trainee

  • Developed business contacts under close supervision of assigned mentor by supporting and assisting in marketing.• Performed credit evaluation and review of new and existing SME and Middle Market customers segment.

• 

  OCBC Bank

  Nov 2011 - now

  • Grow lending portfolio which comprising of Taiwan large corporate clients, through active origination activities. • Manage financial aspects of account to ensure plan is met or exceeded in both growth and profitability.• Prepare credit proposals, reviews and related financial analysis; evaluate client relationships from multiple perspectives including identifying opportunities and risks. • Ensure credit risks of the lending portfolio are prudently managed through on-going assessment and monitoring, to prevent and minimize credit losses. Show less • Responsible for managing a specialized lending portfolio of Corporate Real Estate clients (developers, property investors, hoteliers and etc) including evaluating their loan applications, conducting credit reviews, marketing and cross-selling the Bank’s products.• Identified customer needs, captured new financing and cross-selling opportunities, negotiated for best margins to optimize account profitability.• Monitored overall facility utilization, profitability and all compliance matters of assigned portfolio.• Coached the junior colleagues to ensure a seamless relationship management service is delivered. Show less

  • Global Corporate Banking, Relationship Manager

    Dec 2014 - now

  • Relationship Manager

    Nov 2011 - Dec 2014