Barelvi Ghazy Daffa

Experience

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  Bank bjb

  Jan 2021 - now

  Account Officer

  - Selected as part of Bank BJB’s competitive Officer Development Program Batch 5, designed to groom future leaders in banking and financial services.- Spearheaded credit line structuring and analysis for both new and existing clients in the commercial and financial services sector with total exposures exceeding Rp40 billion per account.- Oversaw the financial monitoring and credit performance of clients spread across 12 branches, focusing on:1. Receivables collection performance2. Account reconciliation processes3. Loan disbursement monitoring- Successfully managed a credit portfolio exceeding Rp700 billion in outstanding balances, ensuring compliance with internal risk parameters and external regulations.- Collaborated closely with branch managers and internal audit to optimize portfolio quality and reduce non-performing loans. Show less